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STOUGHTON -- Lovingly maintained by the same family for decades, this two-owner home offers the kind of care, setting, and opportunity buyers hope to find. Set on a generous fenced lot in a quiet neighborhood in the Gibbons school district near shopping, Town Spa Pizza, Ames Pond, and more, this 3-bed, 1. 5-bath raised ranch features 2 floors of comfortable living space; gas heat + cooking; and a 1-car garage under for added convenience. Fresh paint and refinished hardwood floors were done in 2019, with additional highlights including a large back deck w/shed beneath, vinyl siding, central air, upstairs replacement windows, a ~10-year-old roof, 2015 furnace, and new 2024 hot water tank. The kitchen and baths are ready for cosmetic updates, making this a wonderful opportunity to build equity and personalize over time. Brand new septic to be installed prior to closing. A special opportunity in a convenient Stoughton location with room to grow, gather, and make memories.
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Closet, Flooring - Hardwood | First |
| Bedroom 3 | Closet, Flooring - Hardwood | First |
| Dining Room | Flooring - Hardwood, Lighting - Pendant | First |
| Family Room | Flooring - Wall to Wall Carpet | Basement |
| Kitchen | Flooring - Laminate, Breakfast Bar / Nook, Exterior Access, Gas Stove, Lighting - Overhead | First |
| Living Room | Flooring - Hardwood, Recessed Lighting, Lighting - Overhead | First |
| Master Bedroom | Closet, Flooring - Hardwood | First |
| Office | Closet/Cabinets - Custom Built, Flooring - Stone/Ceramic Tile | Basement |
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
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Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $439,920 | $439,920 | $439,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $511 | $511 | $511 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,635 | $2,745 | $3,624 |
| Total Monthly Payment | $3,238 | $3,348 | $4,227 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.