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109 Deer Spring Lane is a gorgeous four-bedroom, two-and-a-half-bath home with modern updates with timeless charm. Nestled on a private lot with a large, shaded backyard that gently slopes down to a peaceful creek, this property offers a rare combination of neighborhood vibrancy and your own personal nature retreat. Inside, the spacious floor plan flows across beautiful, recently refinished hardwood floors on the main level and fresh, plush carpeting upstairs. The heart of the home is the completely renovated gourmet kitchen, a dream space for cooking and entertaining that features brand-new quartz countertops, stainless steel appliances, a modern sink, and ample cabinetry. Upstairs, the expansive primary suite serves as a true oasis, boasting a large walk-in closet flooded with natural light from its own window, plus an additional closet within the pristine ensuite bathroom. The secondary bedrooms are generously sized, each offering excellent closet space and newer carpeting, making them perfect for family, guests, or a dedicated home office. Step outside into your private backyard retreat, where you can host summer barbecues or simply unwind along the banks of the creek. Beyond the property line, living in the highly coveted Neely Farm community means gaining access to a resort-style lifestyle with unbeatable amenities, including a sparkling swimming pool, tennis courts, soccer and recreational fields, a playground, a fishing pond, a disc golf course, scenic walking trails, and a calendar full of vibrant community events. This home truly has it all, combining top-tier modern updates, a serene outdoor escape, and a spot in one of the area’s most desirable neighborhoods. Don't miss your chance to make this dream home yours; schedule your showing today and come see why Neely Farm is the place everyone wants to call home.
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Our Executive Mortgage Banker:
$394,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $315,920 | $315,920 | $315,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.846% |
| Monthly Tax Payment | $353 | $353 | $353 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,892 | $1,971 | $2,602 |
| Total Monthly Payment | $2,320 | $2,399 | $3,030 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.