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Great ranch home with an attached oversized two-car garage situated on a generously sized lot larger than most in the neighborhood. An awesome large covered front porch welcomes you and provides the perfect spot to relax and enjoy the outdoors. Major updates have already been completed, including a new gas furnace (1 year), updated central air conditioning (3-4 years), vinyl siding (4 years), upgraded electrical throughout the home within the last 5 years, and new sewer lines installed in the road approximately 5 years ago. Inside, you'll find a spacious eat-in kitchen, comfortable living room, three bedrooms, and a full bath. A fantastic family room addition off the rear of the home provides extra living space and features sliding doors leading to an expansive deck. This home also offers a partially finished heated basement, providing additional living space that is perfect for a recreation room, hobby area, home gym, or whatever suits your needs. Enjoy the beautifully landscaped backyard, offering a peaceful and relaxing setting while still providing plenty of open space for entertaining, gatherings, outdoor games, and recreation. The large breezeway/sunroom offers additional flexibility and could serve as a den, home office, or a reading nook. This is a home where many of the major expenses have already been taken care of. Add your personal cosmetic touches to make it your own and enjoy all the space, updates, and potential this well-love
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Ceiling Fan | Main |
| Bedroom 2 | Ceiling Fan | Main |
| Eat-In Kitchen | Main | |
| Family Room | Ceiling Fan,Gas Log Fireplace,Sliders | Main |
| Living Room | Main | |
| Primary Bedroom | Ceiling Fan | Main |
| Rec/Play Room | Cedar Closet | Lower |
| Sun Room | Ceiling Fan | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $279,920 | $279,920 | $279,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | $591 | $591 | $591 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,676 | $1,767 | $2,324 |
| Total Monthly Payment | $2,342 | $2,433 | $2,990 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.