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Presented by
The MCM Team |
Charming Vintage Cape just steps from Main St and Deer Hill Ave! A bright and sunny floor plan greets you as you enter this cozy Cape featuring a beautiful living room with built-in bookcases and hardwood flooring, a formal dining room, plus a kitchen with sliders to the peaceful and private back deck, bordered by trees, gardens and stone walls. The upper level has two bedrooms and a full bath, with a multiple closets and eaves storage in the spacious primary bedroom. Downstairs you'll find access to the garage, plus a laundry area and a versatile bonus room, previously used as a third bedroom and also ideal as a home office, playroom or as a storage space. In addition to the garage, there is a paved driveway for extra parking and a manicured grassy lawn with bright sun for gardening. Numerous updates, including a new roof in 2022, new fridge in 2022, new gas stove in 2026 and a new shed in 2025. Efficient gas heat and low maintenance city water and sewer. Centrally located just one minute to Main Street's shops and restaurants and also convenient to Route 7 and I-84 for commuters. Situated at the end of a quiet, dead-end street--a perfect starter home or condo alternative for those who want the privacy of their own yard and no HOA restrictions or fees.
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Den | Lower |
| Dining Room | Main |
| Kitchen | Main |
| Living Room | Main |
| Primary Bedroom | Upper |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
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For homebuyers and sellers, our Attorney Network:
$399,900
Sales Associate
William Raveis Real Estate
Phone: 203.733.7006
TheMcCarthyGroup@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,920 | $319,920 | $319,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $351 | $351 | $351 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,916 | $2,020 | $2,657 |
| Total Monthly Payment | $2,342 | $2,446 | $3,083 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.