92 Derby Street, Brighton, VT, 05846 | $247,000

Rich in character and thoughtfully updated, this charming New England home seamlessly blends historic appeal with modern comfort. Originally built in 1900, many of its timeless features have been carefully preserved, including the original tin ceilings, hardwood floors, wood trim, and interior doors. The beautifully renovated kitchen serves as the heart of the home, featuring cherry soft-close cabinetry, granite countertops, tile backsplash, apron-front sink, center island with built-in wine cooler, a 6-burner gas range, and pot filler. Just beyond, the dining room flows effortlessly into the living room through wide cased openings, creating an inviting layout ideal for everyday living and entertaining. Step outside to the back deck and enjoy views of the surrounding mountains, a perfect setting for morning coffee or evening relaxation. Upstairs, you'll find three bedrooms and an updated ¾ bath complete with a tiled shower and dual pedestal sinks. The walk-out basement, enhanced with a new concrete floor, offers flexible space for a home office, recreation room, workshop, or storage. Major improvements provide peace of mind, including a newer roof, updated wiring and plumbing throughout, a new boiler, and a new hot water heater. A detached one-car garage adds convenience, while the location offers easy access to everything Island Pond has to offer. Just minutes from local restaurants, shops, and recreational amenities, outdoor enthusiasts will especially appreciate the Clyde River nearby—carry your kayak through the backyard and enjoy a peaceful float downstream right from home. This move-in ready property offers the perfect combination of character, comfort, and Northeast Kingdom lifestyle.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 1 three-quarter
  • Style: New Englander
  • Year Built: 1900
  • Garage: 1-car Garage
  • Heating: Hot Water
  • Cooling: None
  • Basement: Concrete,Interior Stairs,Walkout
  • Approx Sq. Feet: 1,365
  • Acreage: 0.49
  • Lot Desc: Level,Mountain View,Open,Recreational,River,River Frontage,Trail/Near Trail,View,Water View,In Town,Near Shopping,Near Snowmobile Trails,Neighborhood,Near ATV Trail
  • Elem. School: Brighton Elementary
  • Middle School: Brighton Elementary School
  • High School: North Country Union High Sch
  • MLS#: 5094958
  • Website: https://www.raveis.com
    /prop/5094958/92derbystreet_brighton_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/1/2026
Listing courtesy of Century 21 Farm & Forest/Burke   Phone: 802-626-4222
Listing Agent: Emma Gunn

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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92 Derby Street, Brighton, VT, 05846

$247,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $197,600 $197,600 $197,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,201 $1,248 $1,641
Total Monthly Payment $1,276 $1,323 $1,716

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.