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This beautifully maintained Vintage Colonial blends historic charm with thoughtful updates. Built-in equity! Recent appraisal values this home at $715, 000. Set on 1. 25 meticulously landscaped acres, this 4-bedroom, 3-bath home offers warmth, space, and versatility with a huge finished attic space. The stunning grounds feature mature plantings, classic New England stone walls, and inviting patio spaces that create a private outdoor retreat ideal for relaxing or entertaining. Easily accessed from the kitchen, the outdoor living areas offer seamless flow for gatherings, dining, and enjoying the peaceful setting. Inside, the updated eat-in kitchen features a fireplace with pellet stove insert, while the formal living room offers a second fireplace and the bright sunroom provides flexible living space. A separate outbuilding/studio expands the possibilities-perfect for an artist, home office, workshop, guest space, or easily converted into a detached in-law setup. Extensive updates include newer windows, updated plumbing, replaced well pump and pressure tank, newer oil tank, furnace burner replacement, exterior painting, new appliances, renovated studio/office, and a full first-floor bath. The main level has been updated with sheetrock replacing original plaster walls and ceilings, while the upper level retains its original plaster craftsmanship and antique character. A rare opportunity to own historic beauty, modern function, and value-without historic district restrictions Even your chickens have a home here with a coop complete with electricity! This property is not subject to historic home restrictions, allowing flexibility for future updates and personalization. Move-in ready. Conviently located with easy access to Waterbury, Southbury, Woodbury, Oxford, Naugatuck, Cheshire, Watertown, and Newtown. With quick connections to I-84 and Route 8, commuting to New Haven, Hartford, Stamford, and even New York City is within reach, offering the perfect blend of convenience and Middlebury's scenic New England charm.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 10.0 x 12.0 | Upper |
| Bedroom 2 | Hardwood Floor | 9.0 x 13.0 | Upper |
| Bedroom 3 | Hardwood Floor | 9.0 x 11.0 | Upper |
| Dining Room | Built-In Hutch,French Doors,Hardwood Floor | 13.0 x 17.0 | Main |
| Kitchen | Remodeled,Pellet Stove,Patio/Terrace,Hardwood Floor | 22.0 x 23.0 | Main |
| Living Room | Book Shelves,Built-Ins,Fireplace,Hardwood Floor | 12.0 x 26.0 | Main |
| Primary BR Suite | Bedroom Suite,Built-Ins,Full Bath,Hardwood Floor | 19.0 x 17.0 | Upper |
| Rec/Play Room | Skylight,Vaulted Ceiling,Wall/Wall Carpet,On 3rd Floor | Upper | |
| Sun Room | Skylight,Beams,French Doors | Main |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $492,000 | $492,000 | $492,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $624 | $624 | $624 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,947 | $3,107 | $4,086 |
| Total Monthly Payment | $3,663 | $3,823 | $4,802 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.