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Nestled in one of Simsbury's most desirable neighborhoods, this well-maintained & well-loved home offers a perfect blend of privacy, convenience, & comfort. It offers 4 upper level bedrooms & 3 full baths with one full bath on the main level. Located in the Latimer Lane Elementary School district, you'll enjoy a tucked-away setting while remaining just minutes from shopping, dining, & everyday amenities. Significant updates provide peace of mind, including a newer roof (2017), Harvey thermopane windows, Roth oil tank (2017), boiler (2019), & a newer well water pump (2020). The home features a spacious & inviting floor plan highlighted by an impressive 23' x 21' family room with vaulted ceiling, skylights, wood-burning stove, abundant windows, & a sliding door leading to the patio & private level backyard. A first-floor office offers classic charm with wood paneling, built-in bookcases, & a fireplace-ideal for working from home, doing homework, or a cozy den. The upper-level laundry adds everyday convenience. The primary bedroom includes a private balcony/deck overlooking the backyard, creating a peaceful retreat. Outdoor living is enhanced by a lovely rear patio & large storage shed with a garage door, perfect for tools, equipment, or hobby space. The finished lower level has a 4th fireplace & more built-ins. . . a great space for recreation of all kinds. Simsbury consistently ranks as one of the best places to live in CT, frequently placing in the top 10 statewide.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 12.1 x 15.1 | Upper |
| Bedroom 2 | Hardwood Floor | 10.5 x 15.2 | Upper |
| Bedroom 3 | Hardwood Floor | 11.8 x 11.1 | Upper |
| Dining Room | Hardwood Floor | 11.1 x 12.1 | Main |
| Family Room | Skylight,Vaulted Ceiling,Built-Ins,Ceiling Fan,Wood Stove,Sliders | 21.0 x 23.2 | Main |
| Kitchen | Remodeled,Corian Counters,Dining Area,Hardwood Floor | 11.3 x 18.8 | Main |
| Living Room | Built-Ins,Fireplace,Hardwood Floor | 11.9 x 23.5 | Main |
| Primary Bedroom | Balcony/Deck,Full Bath,Sliders,Wall/Wall Carpet | 11.1 x 20.1 | Upper |
| Rec/Play Room | Book Shelves,Fireplace | 18.6 x 23.5 | Lower |
| Study | Book Shelves,Built-Ins,French Doors,Hardwood Floor | 12.0 x 15.1 | Main |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $459,920 | $459,920 | $459,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $898 | $898 | $898 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,755 | $2,904 | $3,819 |
| Total Monthly Payment | $3,745 | $3,894 | $4,809 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.