32 Smith Street, Haverhill, NH, 03785 | $329,999

Historic charm, timeless craftsmanship, and thoughtful modern updates come together beautifully in this well-maintained Woodsville Village home. Complete with 3-bedrooms, 1. 5-baths this home offers over 2, 000 square feet of living space filled with craftsmanship and charm. The tin ceilings, hardwood floors, built-in shelving, French doors, decorative trim, woodwork, and an impressive staircase showcase the home's early-1900s heritage while numerous recent improvements provide comfort and peace of mind. Large windows fill the home with natural light, highlighting spacious living and dining rooms ideal for everyday living and entertaining. The kitchen offers abundant cabinetry, plenty of workspace, and room to gather. An enclosed three-season porch provides the perfect spot to enjoy morning coffee, relax with a good book, or unwind after a long day. Upstairs you'll find spacious bedrooms and an updated full bath, while the detached garage and exceptionally clean basement offer valuable storage, workshop, and utility space. Recent improvements include a GAF Timberline HDZ roof, garage door, pellet stove, interior and exterior painting, replacement exterior doors, updated ceiling fans, kitchen sink, water expansion tank, commercial-grade water heater, bathroom vanity, basement improvements, and more. Public water and sewer, a manageable village lot, and convenient access to schools, shopping, restaurants, services, Cottage Hospital, and Interstate 91 make this property as practical as it is charming. Carefully preserved and improved by successive owners while maintaining the original details that make older homes so special, this move-in ready property offers a rare opportunity to own a piece of Woodsville history without sacrificing modern conveniences.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Style: Bungalow
  • Year Built: 1900
  • Garage: 1-car Garage
  • Heating: Oil,Pellet Stove,Baseboard,Hot Water
  • Cooling: None
  • Basement: Concrete Floor,Full,Partially Finished,Interior Stairs,Interior Access,Exterior Access,Basement Stairs
  • Approx Sq. Feet: 2,894
  • Acreage: 0.27
  • Est. Taxes: $7,586
  • Lot Desc: Level,Sidewalks,In Town,Near Paths,Near Shopping,Near Snowmobile Trails,Neighborhood,Near Hospital,Near ATV Trail,Near School(s)
  • Elem. School: Woodsville Elementary
  • Middle School: Haverhill Cooperative Middle
  • High School: Woodsville High School
  • MLS#: 5094889
  • Website: https://www.raveis.com
    /prop/5094889/32smithstreet_haverhill_nh?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 6/30/2026
Listing courtesy of All Access Real Estate   Phone: 603-616-9590
Listing Agent: Vickie Wyman

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

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Our Insurance Division:

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32 Smith Street, Haverhill, NH, 03785

$329,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $263,999 $263,999 $263,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.230% 6.512% 5.866%
Monthly Tax Payment $632 $632 $632
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,562 $1,647 $2,175
Total Monthly Payment $2,269 $2,354 $2,882

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.