129 Beach Street, Derby, VT, 05830 | $339,000

Lovingly maintained by the same owners for the past 34 years, this charming 4-bedroom, 1. 5-bath home is situated on a beautifully landscaped 0. 38-acre lot in the historic Village of Derby Line. A spacious covered front porch offers the perfect place to relax with a morning coffee, enjoy a good book, or entertain guests in the privacy and shade of mature lilac trees. Inside, you'll appreciate the timeless character and craftsmanship showcased through the hardwood floors, elegant staircase, French glass doors, detailed woodwork, built-in cabinetry, and original trim. The spacious living room features a pellet stove and flows into a cozy den with a brick wood-burning fireplace, while the large eat-in kitchen offers updated stainless-steel appliances and opens directly to the dining room with sliding doors leading to the rear deck and backyard. The main level also includes a laundry room, half bath, and a versatile playroom or home office. Upstairs you'll find four bedrooms, a full bath, and an additional storage room. The unfinished basement provides excellent utility space and is currently utilized as a pottery studio, workshop, and storage area. Recent improvements include a standing seam metal roof (approximately 2 years old), updated electrical, spray foam insulation on the basement walls, blown-in insulation in the walls and attic, newer appliances, Harvey vinyl replacement windows throughout most of the home, and updated water and sewer lines from the house to the street. A detached 16'x22' garage with 220-amp power offers ample storage for a vehicle, workshop, or recreational equipment. The level yard is ideal for pets, gardening, recreation, and outdoor enjoyment. Located on a quiet dead-end street within walking distance to Derby Elementary School, Baxter Park, the library, and village amenities, this property offers a rare opportunity to own a well-cared-for home in one of Derby Line's most desirable neighborhoods.

Features

  • Rooms: 11
  • Bedrooms: 4
  • Baths: 1 full / 1 half
  • Style: Colonial,Craftsman
  • Year Built: 1907
  • Garage: 1-car Garage
  • Heating: Oil,Pellet Stove,Alternative Heat Stove,Forced Air,Hot Air,Wood Stove
  • Cooling: None
  • Basement: Bulkhead,Concrete Floor,Full,Interior Stairs,Storage Space,Unfinished,Basement Stairs
  • Approx Sq. Feet: 1,646
  • Acreage: 0.38
  • Est. Taxes: $3,051
  • Lot Desc: Landscaped,Level,Other,Sidewalks,In Town,Near Snowmobile Trails,Neighborhood,Near School(s)
  • Elem. School: Derby Elementary
  • Middle School: North Country Junior High
  • High School: North Country Union High Sch
  • School District: North Country Supervisory Union
  • MLS#: 5094907
  • Website: https://www.raveis.com
    /prop/5094907/129beachstreet_derby_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 6/26/2026
Listing courtesy of Jim Campbell Real Estate   Phone: 802-334-3400
Listing Agent: Ryan Pronto

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

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129 Beach Street, Derby, VT, 05830

$339,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $271,200 $271,200 $271,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.846%
Monthly Tax Payment $254 $254 $254
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,624 $1,692 $2,234
Total Monthly Payment $1,953 $2,021 $2,563

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.