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Virtually Staged. 2 PRIMARY SUITES! 1, 500 SF villa with NO CARPET, remodeled baths, split floor plan in a gated golf community near The Villages! Affordable Florida living with incredible amenities and exceptional value! Welcome to the gated golf community of Harbor Hills. One of the most unique neighborhoods you'll find in Lady Lake, where beautiful tree-lined streets lead you home. Offering an incredible opportunity to enjoy a country club lifestyle at an affordable price, this villa delivers outstanding value without sacrificing space, comfort, or amenities. From the moment you arrive, you'll appreciate the charm, convenieve, and lifestyle this community has to offer. Step inside this 2-bedroom, 2-bath villa featuring a desirable open floor plan with vaulted ceilings. The spacious living room overlooks the dining area and galley kitchen while offering a built-in entertainment center and sliding glass doors leading to the rear lanai, creating the perfect space for relaxing or entertaining. The galley kitchen offers plenty of cabinet storage, a large closet pantry, and overlooks both the dining and living areas so you're always part of the conversation. One of the most exceptional features of this home is that both bedrooms are true primary suites—no more arguing over who gets the "better" bedroom! Even better, each suite has its own dedicated air conditioning unit, allowing everyone to set their own perfect sleeping temperature. Primary Suite #1 features laminate wood flooring, a spacious walk-in closet, bay windows, and a sliding barn door leading into the remodeled ensuite bath complete with a double vanity and large tiled no-step walk-in shower. Primary Suite #2 offers incredible flexibility with its own private entrance, built-in closet, and wet bar with a mini refrigerator, making it ideal as a guest suite, home office, hobby room, or multigenerational living space. The remodeled second bathroom features a tiled shower/tub combination. Enjoy your morning coffee or unwind in the enclosed rear lanai overlooking the backyard, where you'll find mature lime and grapefruit tree adding both beauty and fresh fruit to your Florida lifestyle and you'll find Plum tree in the front yard. Additional features include a 2-car garage and numerous updates, including: Roof (2017), Dedicated HVAC for the second primary suite (2022), Irrigation system approximately 2–3 years old, Luxury vinyl flooring in dining, living room, and primary suite #2. Required Social Membership is $251 monthly providing access to the Country Club, fitness center, Junior Olympic swimming pool, tennis courts, racquetball, restaurant, social clubs, and more creates a lifestyle you'll love. Finding a home with two true primary suites, thoughtful updates, resort-style amenities, and this much value at such an affordable price is rare. Whether you're looking for a full-time residence, seasonal getaway, or investment opportunity, this is your chance to enjoy the Florida lifestyle near The Villages.
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RVP, Mortgage Banker
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Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $191,920 | $191,920 | $191,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $340 | $340 | $340 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,149 | $1,212 | $1,594 |
| Total Monthly Payment | $1,564 | $1,627 | $2,009 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.