6200 TOPSAIL ROAD, Lady Lake, FL, 32159 | $239,900

Virtually Staged. 2 PRIMARY SUITES! 1, 500 SF villa with NO CARPET, remodeled baths, split floor plan in a gated golf community near The Villages! Affordable Florida living with incredible amenities and exceptional value! Welcome to the gated golf community of Harbor Hills. One of the most unique neighborhoods you'll find in Lady Lake, where beautiful tree-lined streets lead you home. Offering an incredible opportunity to enjoy a country club lifestyle at an affordable price, this villa delivers outstanding value without sacrificing space, comfort, or amenities. From the moment you arrive, you'll appreciate the charm, convenieve, and lifestyle this community has to offer. Step inside this 2-bedroom, 2-bath villa featuring a desirable open floor plan with vaulted ceilings. The spacious living room overlooks the dining area and galley kitchen while offering a built-in entertainment center and sliding glass doors leading to the rear lanai, creating the perfect space for relaxing or entertaining. The galley kitchen offers plenty of cabinet storage, a large closet pantry, and overlooks both the dining and living areas so you're always part of the conversation. One of the most exceptional features of this home is that both bedrooms are true primary suites—no more arguing over who gets the "better" bedroom! Even better, each suite has its own dedicated air conditioning unit, allowing everyone to set their own perfect sleeping temperature. Primary Suite #1 features laminate wood flooring, a spacious walk-in closet, bay windows, and a sliding barn door leading into the remodeled ensuite bath complete with a double vanity and large tiled no-step walk-in shower. Primary Suite #2 offers incredible flexibility with its own private entrance, built-in closet, and wet bar with a mini refrigerator, making it ideal as a guest suite, home office, hobby room, or multigenerational living space. The remodeled second bathroom features a tiled shower/tub combination. Enjoy your morning coffee or unwind in the enclosed rear lanai overlooking the backyard, where you'll find mature lime and grapefruit tree adding both beauty and fresh fruit to your Florida lifestyle and you'll find Plum tree in the front yard. Additional features include a 2-car garage and numerous updates, including: Roof (2017), Dedicated HVAC for the second primary suite (2022), Irrigation system approximately 2–3 years old, Luxury vinyl flooring in dining, living room, and primary suite #2. Required Social Membership is $251 monthly providing access to the Country Club, fitness center, Junior Olympic swimming pool, tennis courts, racquetball, restaurant, social clubs, and more creates a lifestyle you'll love. Finding a home with two true primary suites, thoughtful updates, resort-style amenities, and this much value at such an affordable price is rare. Whether you're looking for a full-time residence, seasonal getaway, or investment opportunity, this is your chance to enjoy the Florida lifestyle near The Villages.

Features

  • Amenities: Security
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 1995
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,537
  • Acreage: 0.17
  • Est. Taxes: $4,084
  • HOA Fee: $546 Quarterly
  • Lot Desc: In County
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator, Washer
  • MLS#: G5113859
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/G5113859/6200topsailroad_ladylake_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/3/2026 3:41:57 AM)
Listing courtesy of MORRIS REALTY AND INVESTMENTS   Phone: 352-435-4663

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

6200 TOPSAIL ROAD, Lady Lake, FL, 32159

$239,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $191,920 $191,920 $191,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $340 $340 $340
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,149 $1,212 $1,594
Total Monthly Payment $1,564 $1,627 $2,009

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.