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Thoughtfully designed 3BR, 2. 5BA home built in 2019, located in sought-after Meadow Brook Estates, a 55+ active adult community on beautifully wooded land with small streams, rock formations, and gazebos interspersed throughout the community. Set on a premium lot, this free-standing residence is surrounded by an expansive landscaped side yard, creating a peaceful, natural setting. A welcoming front porch sets the tone - perfect for morning coffee or greeting guests. Inside, the home features an open-concept layout with effortless flow between kitchen, living, and dining spaces, anchored by a stunning floor-to-ceiling stone fireplace. Hardwood floors extend throughout both the main and upper levels, adding a seamless and elegant feel. The first floor primary suite features an upgraded curbless shower, combining modern design with long-term accessibility. A second bedroom on the first floor is currently used as an office. Upstairs, a bright, expansive loft - ideal for a second living area - opens to the family room below. The third bedroom, an additional flex room with french doors, and a large storage closet complete the second level. With abundant closet space, a full basement, and a 2-car garage, this home offers the storage and flexibility often missing in downsizing - allowing you to simplify without sacrificing space or comfort. Natural gas, city water and sewer, and central vacuum deliver the comfort and convenience of true low-maintenance living. Known for its scenic New England beauty, welcoming community, and abundance of outdoor recreation, residents enjoy all that the charming town of Oxford has to offer. Spend your days exploring Southford Falls and Kettletown State Parks, enjoying hiking trails, waterfalls, and seasonal beauty, or relax along nearby Lake Zoar. Everyday convenience is just minutes away with local favorites at Quarry Walk, offering shopping, dining, and essential services in a thoughtfully designed setting. Golf courses, casual and fine dining, and locally owned shops add to the town's appeal. Oxford offers the perfect balance of peaceful surroundings and accessibility, making it an ideal place to enjoy a connected, yet relaxed lifestyle.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | French Doors,Hardwood Floor | Main |
| Bedroom 2 | Hardwood Floor | Upper |
| Dining Room | Hardwood Floor | Main |
| Full Bath | Upper | |
| Kitchen | Breakfast Bar,Granite Counters,Hardwood Floor | Main |
| Living Room | Vaulted Ceiling,Gas Log Fireplace,Hardwood Floor | Main |
| Loft | Ceiling Fan,Hardwood Floor | Upper |
| Office | French Doors,Hardwood Floor | Upper |
| Primary Bath | Granite Counters,Double-Sink,Tile Floor | Main |
| Primary BR Suite | Ceiling Fan,Walk-In Closet,Hardwood Floor | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $500,000 | $500,000 | $500,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $584 | $584 | $584 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,995 | $3,157 | $4,152 |
| Total Monthly Payment | $3,671 | $3,833 | $4,828 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.