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Welcome to this wonderful Raised Ranch, offering 2, 240 sq. ft. of comfortable living space, beautifully situated on 2. 08 private acres (PROPERTY SURVEY ATTACHED), including approximately one acre of wooded property. This well-maintained home features hardwood flooring throughout, solid six-panel wood doors, and central air conditioning. The main level offers a spacious eat-in kitchen, a large formal dining room, and a sun-filled formal living room featuring a bay window and a beautiful wood-burning fireplace. The primary bedroom includes two closets and an ensuite bathroom. Two additional bedrooms and a hall bathroom complete the main level. All three full bathrooms feature elegant marble flooring, and a cedar closet provides additional storage. Enjoy wonderful outdoor living with an oversized deck addition (2001) off the kitchen featuring an electric awning, a beautiful inground pool (1991), backyard patio accessed through Andersen sliders from the lower level, and a storage shed. The lower level offers a spacious family/recreation room with recessed lighting, a third full bathroom with marble flooring, front-loading washer and dryer, and direct access to the two-car garage. Additional features and improvements include a boiler (2024), whole-house 18 kW Generac standby generator with 200 Amp automatic transfer switch (2024), three 120-gallon above-ground propane tanks with gas line to the generator (2024), above-ground 330-gallon oil tank in the garage (2000) with a former 550-gallon tank properly abandoned in accordance with DEC requirements, and a roof replaced in 2016 (first layer). The home is serviced by a four-bedroom, 1, 200-gallon precast masonry septic system, with the septic tank located in the front yard and leaching fields to the right side of the property (facing the home). The well is located in the rear left corner of the property off the driveway. Conveniently located close to shopping, schools, parks, Metro-North Goldens Bridge train station, I-684, and the Saw Mill River Parkway. Taxes: Town & County: $3, 172. 19 + School: $11, 435. 52 = Total: $14, 607. 71 (Without Basic STAR exemption of $1, 447. 22). Refrigerator in the garage will remain.
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Our Executive Mortgage Banker:
$825,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $660,000 | $660,000 | $660,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.086% | 6.183% |
| Monthly Tax Payment | $1,217 | $1,217 | $1,217 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,747 | $3,957 | $5,569 |
| Total Monthly Payment | $5,056 | $5,266 | $6,878 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.