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Hudson Valley living at its best in this beautifully appointed, meticulously maintained, 2- bedroom that lives like a 3 bedroom townhouse in the highly sought after River Ridge at Hyde Park. Open main floor plan with solid oak floor entry foyer, large living room, kitchen with granite countertops and stainless appliances, dining area, gas fireplace and half bath. Step outside through sliding glass doors to have coffee on your deck and enjoy a beautiful view and sunsets in the eve. Upstairs you'll find 2 spacious bedrooms each with a full bath. The primary bedroom has huge closets, a spacious bathroom with double vanity, separate shower and tub, and flexible space for either a home office or nursery. The spacious second bedroom also has a full bath with tub and shower. The washer/dryer are located conveniently on the bedroom level. The lower level offers a large family room with sliding doors to a private patio and grassy yard. This unit is one of only a handful that has a versatile, full walk-out lower level and half bath. See floor plan in photos. River Ridge is a friendly community; unique in the amenities that it offers. The state-of-the-art clubhouse boasts a large entertaining space, meeting room with fireplace, full kitchen and dining area for large parties and gatherings, billiards room, theatre/ media room, and fitness center. Outside, there’s a large pool and lounging area as well as a bocce ball and shuffleboard courts. And for those who enjoy a nice walk, this is a great community for your relaxing and scenic daily stroll. There is also a path from the community to the adjacent yacht club. The unusually low HOA fee includes roof and siding maintenance as well as snow and garbage removal and full landscaping services. The friendly atmosphere of the residents and extensive amenities make this a most desirable place to live. Minutes from shopping, schools, parks and the lovely villages of Rhinebeck and Red Hook. Marist and Vassar Colleges and the incredible restaurants of the Culinary Institute of America are just minutes away. Nearby train stations make it an easy commute to NYC. There is so much more in this beautiful part of the Hudson Valley; easy access to parks, restaurants, the Hudson River waterfront, shopping, golf courses, the fabulous Walkway Over the Hudson, metro north train stations, the historic FDR and Vanderbilt museums and mansions and so much more. Come see for yourself!
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Our Executive Mortgage Banker:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,920 | $399,920 | $399,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $757 | $757 | $757 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,366 | $2,495 | $3,294 |
| Total Monthly Payment | $3,198 | $3,327 | $4,126 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.