200 OCEAN CREST DRIVE, #924, Palm Coast, FL, 32137 | $365,000

Perched on the ninth floor of Hammock Beach Resort, this fully furnished 1-bedroom, 1-bath condominium offers an elevated vantage point overlooking the Atlantic Ocean and the Jack Nicklaus Signature Ocean Course. With a slightly larger private balcony than many comparable units, this residence provides an ideal setting to enjoy ocean breezes, sunrise views, and the sights and sounds of resort living.

Inside, 678 square feet of efficiently designed living space blends comfort and functionality. Tray ceilings with crown molding and expansive sliding glass doors create a bright and inviting atmosphere, while the open layout maximizes both space and natural light.

The kitchenette is well-suited for weekend getaways, extended stays, or rental guests, while the spacious bathroom features dual vanities, a soaking tub, walk-in shower, and quality finishes throughout.

Located within one of Florida's premier oceanfront resort communities, ownership offers the opportunity to enjoy an exceptional collection of amenities through membership to The Club at Hammock Beach, including multiple pools, a lazy river, waterslide, fitness center, full-service spa, tennis and pickleball courts, two championship golf courses, and a variety of dining venues. Whether utilized as a personal retreat, vacation home, or income-producing property within the resort's rental program, this residence offers the flexibility to enjoy the best of coastal resort ownership.

Features

  • Elevator: Y
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Levels: 10
  • Rooms: 4
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: None
  • Complex: NORTHSHORE 05
  • Year Built: 2003
  • Common Charge: $510 Quarterly
  • Approx Sq. Feet: 678
  • Acreage: 0.44
  • Est. Taxes: $3,394
  • Condo Fee: $595 Monthly
  • View: Golf Course, Pool, Trees/Woods, Water
  • Elem. School: Imagine Schools Town Center (K-8)
  • Middle School: Indian Trails Middle-FC
  • High School: Matanzas High
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Cooktop, Microwave, Refrigerator
  • MLS#: FC319295
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/FC319295/200oceancrestdrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/29/2026 10:02:38 PM)
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR   Phone: 888-977-1588

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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200 OCEAN CREST DRIVE, #924, Palm Coast, FL, 32137

$365,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $292,000 $292,000 $292,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.230% 6.512% 5.866%
Monthly Tax Payment $283 $283 $283
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,727 $1,822 $2,405
Total Monthly Payment $2,085 $2,180 $2,763

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.