14060 82ND AVENUE, Seminole, FL, 33776 | $650,000

Under contract-accepting backup offers. Coastal Living Without the Coastal Insurance — Move-In Ready Pool Home. Welcome to this beautifully maintained 3-bedroom, 2-bath pool home that delivers the best of Florida living without the headaches. Tucked just minutes from the beach yet sitting safely outside the flood zone, this home offers everything you love about coastal life with the bonus of significantly lower insurance costs. Step inside to a spacious family room where oversized sliders open directly to your private backyard oasis. The recently refinished pool features a built-in sun shelf — the perfect spot for little ones and pets to splash and cool off. The fully white vinyl fenced backyard is built for easy living, with a covered lanai for shaded entertaining and low-maintenance artificial turf that stays green year-round with none of the upkeep. The split floor plan places the master suite privately on its own side of the home, complete with a remodeled en-suite bath featuring dual sinks and a shower with classic subway tile, a built-in seating area, and frameless glass doors. On the opposite side of the home, you'll find two additional bedrooms and a second full bathroom — an ideal setup for family, guests, children, or a home office. Everyday living is a breeze here, too. The oversized indoor laundry room is air-conditioned and equipped with a utility sink and plenty of space for added cabinetry. Add in newer windows, newer A/C and insulation, and a 2-car garage, and you have a true turnkey home. Properties in Seminole that combine beach proximity, a resort-style pool, and low insurance costs don't last long.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 75 x 105
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Ranch
  • Year Built: 1974
  • Garage: 2-car Driveway, Garage Door Opener, Ground Level, Open
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,123
  • Acreage: 0.18
  • Lot Size: 75 x 105
  • Est. Taxes: $4,137
  • Lot Desc: In County, Landscaped, Level
  • Elem. School: Bauder Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Seminole High-PN
  • Pool: In Ground, Lighting, Salt Water, Tile
  • Pet Policy: Yes
  • Appliances: Convection Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator
  • MLS#: TB8518502
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /prop/TB8518502/1406082ndavenue_seminole_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/7/2026 12:17:19 PM)
Listing courtesy of THE AMBROSIO GROUP   Phone: 727-433-0372

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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14060 82ND AVENUE, Seminole, FL, 33776

$650,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $520,000 $520,000 $520,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.866%
Monthly Tax Payment $345 $345 $345
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,114 $3,283 $4,283
Total Monthly Payment $3,551 $3,720 $4,720

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.