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Virtually Staged. Waterfront Paradise with Direct Bay Access – No HOA! Welcome to your dream coastal retreat! This beautifully updated 3-bedroom, 2. 5-bath home, offering 1, 727 square feet, sits on a serene saltwater canal just 5 minutes from the open bay, delivering the ultimate lifestyle for boating, fishing, kayaking, and paddleboarding enthusiasts. A widened driveway provides ample space for vehicles, including room to park your boat or trailer, while the backyard offers a peaceful setting to enjoy stunning sunsets and watch dolphins and manatees right from your own property. Inside, the home has been thoughtfully renovated with high-end finishes, including granite countertops in the kitchen, freshly refinished cabinets, and tile and marble flooring throughout. A spacious air-conditioned Florida room provides additional living space, while the large, screened patio opens to a new oversized wooden sun deck—ideal for relaxing after a day on the water. Boating enthusiasts will appreciate the 10, 000-pound boat lift and floating jet ski dock that accommodates two jet skis, making it easy to enjoy everything that comes with this waterfront location. Recent upgrades include a new roof and HVAC system installed in 2024, new attic insulation for improved energy efficiency, beautifully renovated bathrooms with quartz vanities and stylish backsplashes, a new tub, shower, and modern fixtures, a newly added stair railing with a contemporary design, new porch screening, and a fully resurfaced deck. With no HOA, no fees, and full land ownership, you have the freedom to truly enjoy your property, with pets welcome. Whether you’re an avid boater, fisherman, or simply looking for peaceful waterfront living, this home offers the perfect blend of comfort, style, and the Florida lifestyle. Bring your boat and fishing poles and start living your waterfront dream today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $519,200 | $519,200 | $519,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.650% | 5.972% |
| Monthly Tax Payment | $721 | $721 | $721 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,155 | $3,282 | $4,311 |
| Total Monthly Payment | $3,968 | $4,095 | $5,124 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.