Welcome to this beautifully maintained 4-bedroom, 2. 5 bath Colonial in the Spackenkill School district offering the perfect blend of comfort, functionality and timeless design. A charming front porch and striking two story entry creates a memorable first impression, while abundant natural light enhances the home's warm and inviting atmosphere. The heart of the home is the spacious open-concept kitchen, featuring a large center island with quartz countertops, ample cabinetry and a generously sized pantry. The kitchen flows seamlessly into the breakfast area with direct access to the deck, creating an ideal space for everyday living and entertaining. A convenient main level laundry room, central air, natural gas heat and municipal water and sewer add to the home's appeal. The second level features a spacious primary suite complete with a walk-in closet and private ensuite bath. Three additional bedrooms and a full bath with double sinks provide flexibility for a variety of needs. Storage and future expansion opportunities abound with a walk-in attic over the attached two-car garage and walk-out basement with 9 foot ceilings offering excellent potential for additional finished living space. Outside, enjoy a large, level backyard and in front an attractive tiered landscaping highlighted by a stunning laced leaf Japanese maple. Recent improvements includes a newer roof, central air and decking. Conveniently located near shopping, dining, schools, commuter routes and the many attractions of the Hudson Valley, this exceptional property offers space, versatility and convenience in a sought-after location.
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Our Executive Mortgage Banker:
$645,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $516,000 | $516,000 | $516,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $1,372 | $1,372 | $1,372 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,090 | $3,219 | $4,250 |
| Total Monthly Payment | $4,554 | $4,683 | $5,714 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.