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Welcome to this beautifully remodeled 3-4 bedroom, 3-bath Colonial situated on a rare double lot at 37-39 Wisner Avenue in Middletown. Move-in ready and thoughtfully updated, this spacious home offers modern comforts, flexible living space, and exceptional outdoor parking and yard areas rarely found within the city. The main level features a generously sized living room, formal dining room, and a bright eat-in kitchen with a dinette area. Sliding glass doors lead to a rear deck, creating the perfect setting for outdoor dining, entertaining, or simply relaxing. A spacious family room provides additional living space, while a convenient half bath and direct access to the attached two-car garage complete the first floor. Upstairs, the primary suite offers a private full bath and dual closets. Two additional bedrooms and a full hallway bathroom provide plenty of space for family and guests. The finished basement expands the home's versatility with beautifully tiled recreation rooms, ideal for a home office, gym, media room, playroom, or potential fourth bedroom. The lower level also includes the laundry area, furnace, and hot water heater. Outside, enjoy the benefits of the oversized double lot featuring a spacious backyard with room for gardening, recreation, and outdoor gatherings. Parking is abundant with an attached two-car garage, driveway parking, and newly added parking space along the side of the property. Recent improvements include fresh interior updates, a newly painted garage floor, and expanded side parking, enhancing both functionality and curb appeal. Conveniently located near shopping, restaurants, medical facilities, schools, and major highways, this home offers easy access to everything Middletown has to offer while providing a comfortable commute to New York City. Don't miss this opportunity to own a beautifully updated home with generous living space, extra parking, and a rare double-lot setting in a prime Middletown location.
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Our Executive Mortgage Banker:
$529,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $423,920 | $423,920 | $423,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $901 | $901 | $901 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,539 | $2,677 | $3,520 |
| Total Monthly Payment | $3,532 | $3,670 | $4,513 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.