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1+ acre lot being sold below well market value so you can build your dream home with Ragland Homes! Don't miss this rare opportunity to own a spacious homesite and build the home you've always wanted with the freedom of no HOA restrictions. Whether you're dreaming of a modern farmhouse, barndominium, traditional ranch, or a custom-designed retreat, this property offers the flexibility to create a home that fits your lifestyle. Partner with a trusted custom home builder and choose from a variety of thoughtfully designed floor plans, each offering flexible layouts, modern features, and options to suit your needs. From open-concept living spaces and gourmet kitchens to home offices, bonus rooms, and outdoor entertaining areas, you can personalize your home from the ground up. Already have your own plans and need a place to build, no problem! Ragland Homes can build any plan. You will also enjoy selecting from a wide range of finishes and design options, including cabinetry, countertops, flooring, lighting, fixtures, paint colors, and exterior finishes. Create a home that reflects your style without the stress and uncertainty often associated with custom construction. The builder's streamlined process is designed to make building easy and efficient. A dedicated team will guide you through every step, from choosing a floor plan and selecting finishes to construction updates and final delivery--ensuring a smooth and enjoyable experience. Property Highlights: Large homesite with room to spread out No HOA fees or restrictions Ability to build any plan Extensive selection of interior and exterior finishes Quality craftsmanship Simplified, guided building process Opportunity to create a truly personalized home Multiple financing options Enjoy the freedom of country-style living while building a home tailored to your needs and preferences. Whether you're looking for your forever home, extra space for hobbies and recreation, or simply a place to enjoy greater privacy, this property provides the perfect foundation. Contact us today for available floor plans, pricing, and details on how easy it can be to build your custom dream home.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$39,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $31,200 | $31,200 | $31,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.650% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $190 | $197 | $259 |
| Total Monthly Payment | $265 | $272 | $334 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.