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4 Clover Lane, #4, Farmington, CT, 06032 | $529,000
Beautiful standalone style condo resting in the 55+adult community of O'Meara Ridge in Farmington, CT. Maintenance free living in a sought-after location features 3 bedrooms & 2. 5 bathrooms and 1, 969sqft. The 1st floor hosts the updated kitchen with stainless appliances with an open concept. Dining room flowing into the living room w/access to the home office with sliders to the back patio. half bath and a 1st flr primary bedroom option w/full bath. 2nd floor features 2nd primary bedroom option w/walk-in closet and full bathroom, 3rd bedroom with large attic space. The condo features an attached 2-car garage, private patio, new roof, and driveway. beautiful grounds & a partially finished basement ideal for storage or adding extra living space, as the flooring is already down. On the Farmington/West Hartford line, this home is centrally located near many restaurants, shopping, UCONN hospital, UCONN school of medicine & major highways making this the ideal location for your new home. Truly maintenance-free living at its finest. Leave the trash, snow & lawn care to someone else!
Features
- Parking: 2-car
- Heating: Hot Air
- Cooling: Ceiling Fans,Central Air
- Levels: 2
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full / 1 half
- Complex: O'Meara Ridge
- Year Built: 2003
- Common Charge: $375 Monthly
- Above Grade Approx. Sq. Feet: 1,969
- Est. Taxes: $7,660
- Lot Desc: Treed,Level Lot,On Cul-De-Sac
- Adult Communities: Yes
- Elem. School: Per Board of Ed
- Middle School: West Woods
- High School: Farmington
- Pets Allowed: Yes
- Pet Policy: Per association rules
- Appliances: Electric Range,Oven/Range,Microwave,Refrigerator,Dishwasher,Disposal,Washer,Dryer
- MLS#: 24183967
- Website: https://www.raveis.com
/prop/24183967/4cloverlane_farmington_ct?source=qrflyer
Listing courtesy of Berkshire Hathaway NE Prop. Phone: (860) 677-4949
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Ceiling Fan,Wall/Wall Carpet | 11.0 x 13.1 | Upper |
| Dining Room | Remodeled,Combination Liv/Din Rm,Hardwood Floor | 9.7 x 15.0 | Main |
| Full Bath | Full Bath,Tub w/Shower,Tile Floor | 4.5 x 10.0 | Upper |
| Half Bath | Tile Floor | 4.3 x 5.9 | Main |
| Kitchen | Remodeled,Breakfast Bar,Dining Area,Hardwood Floor | 11.9 x 13.3 | Main |
| Living Room | Remodeled,Hardwood Floor | 14.3 x 15.0 | Main |
| Office | Remodeled,Ceiling Fan,Sliders,Tile Floor | 8.1 x 11.1 | Main |
| Other | Concrete Floor,Vinyl Floor | 36.7 x 46.6 | Lower |
| Primary Bath | Full Bath,Tub w/Shower,Tile Floor | 8.0 x 9.4 | Main |
| Primary Bedroom | Bedroom Suite,Walk-In Closet,Hardwood Floor | 17.0 x 18.3 | Upper |
| Primary BR Suite | Bedroom Suite,Full Bath,Walk-In Closet | 12.1 x 13.1 | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1014636
860.463.1745
Russell.Baboff@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Alex FerroInsurance Sales Director, William Raveis Insurance
203.610.1536
Alex.Ferro@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
4 Clover Lane, #4, Farmington, CT, 06032
$529,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Russell Baboff
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $423,200 | $423,200 | $423,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $638 | $638 | $638 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,503 | $2,640 | $3,486 |
| Total Monthly Payment | $3,233 | $3,370 | $4,216 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524