Welcome to 287 43rd Street — a beautifully updated Cape Cod offering exceptional space, flexibility, and a sprawling fully fenced yard in the heart of Lindenhurst. With 4 bedrooms, 2 bathrooms, and a fully finished basement, this home has the square footage and layout that most in this price range simply can't match. The main level greets you with a warm, inviting living and dining room featuring rich hardwood floors, wainscoting, and classic charm throughout. The arched passthrough and chandelier detail give the dining area a timeless elegance, while the updated kitchen delivers on function with white shaker cabinetry, granite countertops, stainless steel appliances including a gas range, and plenty of storage. Two well-sized bedrooms and a full bath round out the first floor. Head upstairs to find two additional generously sized bedrooms with hardwood floors and ample natural light — perfect for guests, or a dedicated home office setup. The fully finished basement is a true standout — an expansive living space complete with a large sectional lounge area, electric fireplace, and an additional bedroom or flex room, all with its own separate entrance potential with bilco doors. Whether you need a recreation room, or gym, the basement delivers. Outside, enjoy one of the largest backyards in the neighborhood — a wide-open, fully fenced retreat with a massive concrete patio, fire pit seating area, and lush green lawn. Perfect for summer entertaining, kids, or pets. The extended driveway provides parking for multiple vehicles. Additional highlights include a covered front porch and laundry room.
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Our Executive Mortgage Banker:
$570,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $456,000 | $456,000 | $456,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $792 | $792 | $792 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,697 | $2,845 | $3,756 |
| Total Monthly Payment | $3,581 | $3,729 | $4,640 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.