13322 SE 86TH CIRCLE, Summerfield, FL, 34491 | $289,750

Discover a truly exceptional private setting with a serene, park-like ambiance—where your Florida getaway begins at home. This beautifully maintained concrete block and stucco Alydar model (2 bedrooms, 2 baths, 2-car garage) is ideally situated in the desirable 55+ Del Webb Spruce Creek Golf & Country Club community. From the moment you arrive, the home makes an elegant impression with outstanding curb appeal, thoughtfully refreshed landscaping, Hacienda-style accent walls, rock planting beds, and a paver driveway and walkway. Inside, the sought-after open floor plan is designed for effortless everyday living and relaxed entertaining, with the kitchen and family room flowing seamlessly together. Triple sliders open to the enclosed lanai, where floor-to-ceiling acrylic windows with roller shades frame views of the 15’ x 12’ paver patio—an inviting retreat for quiet mornings, afternoon relaxation, or peaceful evenings outdoors. The well-appointed eat-in kitchen offers a breakfast bar, closet pantry, and generous storage, while the versatile family room enhances the open, airy feel this model is known for. The primary suite overlooks the private backyard, bringing a calming natural backdrop into the space. Its en-suite bath features dual sinks, a walk-in shower, a water closet, and an adjacent clothes closet. The second bedroom, also features laminate flooring, and is conveniently positioned near the guest bath. Additional highlights include an interior laundry room with access to the 2-car garage. Notable upgrades include shingles (9/2021), HVAC and water heater (2/2023), re-piping (2023), storm door (2023), landscaping (2023), and garage door opener (2024). This home has been meticulously maintained and is looking for someone new to love it. Make it your home today!

Features

  • Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Pickleball Court(s), Pool, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s), Vehicle Restrictions
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 60 x 102
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Florida
  • Year Built: 2005
  • Garage: 2-car Driveway, Garage Door Opener, Ground Level
  • Heating: Electric, Heat Pump
  • Cooling: Central Air, Humidity Control
  • Approx Sq. Feet: 1,346
  • Acreage: 0.14
  • Lot Size: 60 x 102
  • Est. Taxes: $1,840
  • HOA Fee: $214 Monthly
  • Lot Desc: Landscaped, Level, Private
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK, Number Limit
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: G5113560
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/G5113560/13322se86thcircle_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/18/2026 3:40:33 AM)
Listing courtesy of RE/MAX PREMIER REALTY LADY LK   Phone: 352-753-2029

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

13322 SE 86TH CIRCLE, Summerfield, FL, 34491

$289,750

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $231,800 $231,800 $231,800
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.524% 5.846%
Monthly Tax Payment $153 $153 $153
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,371 $1,446 $1,909
Total Monthly Payment $1,599 $1,674 $2,137

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.