3607 SURFSIDE TERRACE, Port Orange, FL, 32127 | $467,850

SLICE OF BEACH SIDE PARADISE!
Just two blocks from the beach, this 3 bedroom, 2 full bath home, located on a quiet dead end street, features every upgrade imaginable for comfortable coastal living. This 1, 200 square foot home, located in rentable unincorporated Volusia county, has been fully renovated with not only cosmetic improvements but essential, and energy efficient, features not found in other homes. Tucked away but close to restaurants, retail, and drive-on beaches, this 7, 000 square foot lot balances beach side privacy with just over Dunlawton Bridge convenience.
The cosmetic updates are obvious - all new tile flooring throughout, fully-renovated open kitchen design with quartz counter tops, backsplash, stainless steel appliances and island, and new bathroom fixtures and tile. Make memories entertaining around a wood-burning fireplace, on the stone paver patio, or in the fully-fenced backyard with refreshed landscaping. The home is move-in ready with a farm house feel, the safety of roll down hurricane shutters, and the dependability of newly installed improvements which keep the usual worries of new homeowners at bay.
Everything that is "out of sight and out of mind" has been replaced and upgraded including:
• New roof (2023),
• Energy efficient blown in insulation (2023),
• Fully rewired with canned lighting, a new interior panel (2023) and exterior panel (2013),
• Hard wired ethernet,
• Three energy efficient split air conditioning systems (2022 and 2023),
• Cast iron plumbing replaced with PVC (2022),
• New windows (2013) with a lifetime transferrable warranty,
• New drywall, trim, and light fixtures (2023),
• Garage door opener, and
• Ceiling fans in all rooms.
Washer, dryer and lawn mower are negotiable but the ease of beach side living is free.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Laundry: Inside
  • Year Built: 1957
  • Garage: 1-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,200
  • Acreage: 0.16
  • Est. Taxes: $6,080
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: TB8519486
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/TB8519486/3607surfsideterrace_portorange_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/1/2026 10:17:23 AM)
Listing courtesy of BY OWNER.COM   Phone: 800-296-9637

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3607 SURFSIDE TERRACE, Port Orange, FL, 32127

$467,850

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $374,280 $374,280 $374,280
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.230% 6.512% 5.866%
Monthly Tax Payment $507 $507 $507
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,214 $2,335 $3,083
Total Monthly Payment $2,796 $2,917 $3,665

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.