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8 & 12 Cedar Street, South Hero, VT, 05486 | $179,000
Your Lake Champlain Escape Awaits in South Hero, VT. Discover the perfect seasonal retreat in the heart of the Champlain Islands. This charming 2-bedroom camp offers the ultimate Vermont lake lifestyle with shared lake access and mooring rights, your summer mornings start on the water. The 2-bedroom layout is served by a full 3 bedroom septic system sized for future expansion, giving you the flexibility to grow the camp into a larger getaway down the road. A second lot is included, ideal for overflow parking, or simply having extra room to spread out and enjoy the outdoors. Two sheds provide ample storage for summer toys. Adventure is right outside your door. The property sits directly on the Island Line Rail Trail, one of Vermont's most beloved bike paths, offering miles of scenic riding along the lake. And with Burlington just a short drive away, you're never far from world-class dining, shopping, and the airport. Whether you're launching kayaks at sunrise, biking the trail by day, or watching the sun set over Lake Champlain from your own mooring, this is Vermont summer living at its finest.
Features
- Amenities: Beach Access,Beach Rights,Common Acreage
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full
- Style: Cottage/Camp
- Year Built: 1932
- Heating: Baseboard,Electric
- Cooling: None
- Basement: Dirt,None
- Approx Sq. Feet: 731
- Acreage: 0.21
- Est. Taxes: $2,431
- Lot Desc: Lake Access,View
- Elem. School: Folsom Comm Ctr
- Middle School: Folsom Ed. and Community Ctr
- High School: Choice
- School District: Grand Isle School District
- MLS#: 5094778
- Website: https://www.raveis.com
/prop/5094778/8and12cedarstreet_southhero_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/6/2026Listing courtesy of Flex Realty Phone: 802-399-2860
Listing Agent: Giles Wagoner
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
8 & 12 Cedar Street, South Hero, VT, 05486
$179,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $143,200 | $143,200 | $143,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $203 | $203 | $203 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $858 | $904 | $1,189 |
| Total Monthly Payment | $1,136 | $1,182 | $1,467 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484