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Welcome home to this beautifully maintained 3-bedroom, 2-bathroom residence in Palm Coast, offering thoughtful updates and a level of character that sets it apart from the typical cookie-cutter home. Meticulously cared for by its owners, this move-in-ready property blends modern upgrades with warmth and charm. There is NO HOA and NO CDD, giving you added freedom and flexibility.
Inside, you’ll find stunning 9” x 6’ bamboo flooring installed throughout the entire home in 2026, complemented by all-new trim for a fresh, cohesive look. The inviting living area features an electric fireplace, creating the perfect space to relax and unwind. The kitchen is equipped with stainless steel Whirlpool appliances, including a new range and microwave installed in 2026, while the dishwasher and refrigerator are approximately 3 to 4 years old.
Step outside to your private backyard retreat featuring a saltwater above-ground pool, a spacious paver patio ideal for entertaining, and a 10’ x 20’ shed providing ample storage or workshop space. The fully fenced backyard and shed were added in 2019, and new sod installed in 2026 enhances the home’s curb appeal.
Additional updates include a new roof and windows in 2016, HVAC replaced in 2019, and a water heater installed in 2025. The irrigation system operates on a private well and features a brand-new pump, helping keep the landscaping lush and green.
This home has been exceptionally maintained and thoughtfully updated throughout ownership, offering a unique blend of style, functionality, and pride of ownership that is truly hard to find.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$339,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $271,200 | $271,200 | $271,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $135 | $135 | $135 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,604 | $1,692 | $2,234 |
| Total Monthly Payment | $1,814 | $1,902 | $2,444 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.