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Beautifully Updated Villa in Desirable 55+ Dunedin Community of Heather Ridge! Welcome home to this spacious 1, 400 sq ft 2-bedroom, 2-bath villa with an attached garage, ideally situated in one of Dunedin's most sought-after active adult communities. Thoughtfully updated, the seller has opened the kitchen to create a bright, open-concept floor plan that flows seamlessly into the living and dining areas, creating an inviting space for both everyday living and entertaining. Inside, you'll find a blend of luxury vinyl plank and engineered hardwood flooring throughout, offering both style and durability. The split-bedroom layout provides privacy and comfort for owners and guests alike. Major updates include a roof that is only four years old, a newly installed water heater, a hurricane-rated garage door, and an HVAC system approximately ten years old, providing added value, efficiency, and peace of mind for the new owner. Residents enjoy access to a sparkling
community pool and an exceptional low-maintenance lifestyle. The HOA fee covers cable TV, high-speed internet, exterior maintenance, pest control, water, sewer, and trash service, allowing you to spend more time enjoying the beauty of Dunedin. Conveniently located just minutes from Downtown Dunedin, shopping, dining, golf courses, parks, the Pinellas Trail, Honeymoon Island, and some of Florida's most beautiful Gulf Coast beaches, this villa offers the perfect combination of comfort, convenience, and carefree Florida living. Whether you're searching for a seasonal retreat or a year-round residence, this move-in-ready home delivers outstanding value in one of Tampa Bay's most desirable coastal communities. Call now for your private showing and start packing!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$297,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $238,000 | $238,000 | $238,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | $82 | $82 | $82 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,425 | $1,503 | $1,976 |
| Total Monthly Payment | $1,582 | $1,660 | $2,133 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.