|
Welcome to Saint Stephen! Come fall in love with this beautiful home!! You will find upgraded lighting, modern black hardware, low-maintenance wood-look ceramic tile flooring, and fresh neutral finishes. The main level offers a foyer, spacious great room, dining area, kitchen, large laundry closet, half bath, and a flexible space perfect for a home office, game room, or potential 4th bedroom. The kitchen is truly the heart of the home, featuring white cabinetry, new counters, stainless steel appliances, and a view of the backyard. Double doors open to the large back deck, creating the perfect space for relaxing or entertaining. Upstairs, you'll find the primary suite with a private bathroom, along with two additional bedrooms and a shared full bath. Renovations include new flooring, updated lighting, new kitchen cabinets and counters, new electric range, dishwasher, and microwave, black metal stair railings, new HVAC systems upstairs and downstairs, screened porch, painted brick exterior, black roof paint sealer, epoxy-coated exterior concrete surfaces, and stained wood porches. Enjoy small-town living with nearby grocery stores, dining options, a charming coffee shop, Lower Lake Country Store, and easy access to Moncks Corner, Lake Moultrie, and the Francis Marion National Forest.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$247,700
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $198,160 | $198,160 | $198,160 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,172 | $1,236 | $1,632 |
| Total Monthly Payment | $1,247 | $1,311 | $1,707 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.