1225 NW 127th Street, North Miami, FL, 33167 | $418,000

SELLER TO CONTRIBUTE UP TO $10, 000 IN CLOSING COSTS! ACTUAL LIVING SPACE IS OVER 1, 000 SQ FT! Move-in ready gem on a gorgeous, tree-lined street in the most coveted section of Sunkist Grove! This 2/1 home commands attention with sleek contemporary exterior lines. A certified boundary survey officially reveals an impressive 1, 008 sqft of actual living space, showcasing significantly more structural value and square footage than the historical tax rolls reflect. A major financial edge is the elite Finished Floor Elevation (FFE) of 13. 85', keeping this solid CBS home high, dry, and safe from high flood insurance costs. The crown jewel is the massive, oversized lot—a blank canvas for expansion, a pool, or an oasis. Includes a separate outside attached utility/laundry room. Perfect starter home or investment piece minutes from highways, universities, and beaches. Currently rented for immediate income. Owner finalizing a full electrical overhaul (new panel, breakers, meter can, grounding) under active permits. Survey attached! Showings require advanced 24-hr notice with renter. Schedule your private tour today before it's gone! Buyer to verify all info. --- STRUCTURAL ADDENDUM & SQUARE FOOTAGE CORRECTION ---Please note that while historical county public tax records indicate a smaller living configuration, a certified physical boundary survey confirms an actual exterior building footprint of approximately 1, 008 square feet. The property features a spacious, updated layout utilizing every inch of this structural footprint efficiently. Viewing agents are encouraged to download the full certified survey attached directly in the MLS supplements tab for exact dimensional verifications and underwriting requirements. --- INFRASTRUCTURE UPGRADE DETAILS (PERMITS IN PROGRESS) ---The seller is investing heavily into the core capital improvements of the property, adding immense logistical and financial value for the future owner. The home is currently undergoing a top-tier, comprehensive electrical infrastructure modernization. This specialized capital project is being fully executed with professional engineering plans and active municipal building permits. The mechanical overhaul includes: Brand-New Main Electrical Service Panel: Completely replacing older infrastructure to support modern residential loads safely. All-New Internal Circuit Breakers: Upgraded distribution system protecting all individual interior circuits. New Utility Meter Can Installation: Fully updated exterior housing unit meeting modern utility provider specifications. New Grounding Electrode System: Completely updated grounding rod and wiring configuration engineered to meet the latest safety requirements of the active building code. --- TOPOGRAPHICAL ELEVATION & FLOOD MITIGATION DATA ---According to the certified engineering survey and FEMA community profiles, this solid Concrete Block Structure (CBS) home benefits from premier natural elevation relative to the immediate regional topography. Finished Floor Elevation (FFE): Measured at an elite 13. 85 feet. Surrounding Natural Ground Elevations: Consistently ranging between 11. 04 feet and 11. 32 feet. FEMA Designation: Positioned within low-to-moderate risk Flood Zone X. Because the home's structural base sits safely and defensively above the local flood plane requirements, the asset provides superior long-term safety, peace of mind, and shields the future owner from the burdensome requirements of high-cost mandatory flood insurance premiums. --- SPRAWNING LAND VALUE & BACKYARD CANVAS ---The standout residential feature of this property is its massive, flat, 7, 500 square foot lot. Nestled on a highly coveted, exceptionally quiet, tree-lined block of 127th Street, this land represents significant underlying equity. The expansive rear yard acts as a blank canvas offering limitless potential for: Future residential additions or structural extensions. A customized inground pool design paired with a luxury patio layout. Secured parking configurations for recreational vehicles, boats, or work trucks. An urban agricultural garden or a private fenced-in backyard oasis. Additionally, the site houses a functional, freestanding, detached exterior utility and laundry structure, providing excellent equipment security and deep auxiliary storage capacity. --- PREMIER LOCATION INDEX & ACCESSIBILITY ---Sunkist Grove remains one of the area’s most fast-growing, high-demand residential pockets. This location offers lightning-fast connectivity to key South Florida nodes: Commuting: Rapid access to major highway corridors and thoroughfares. Education & Community: Located mere minutes from active local university hubs and schools. Lifestyle: Convenient proximity to diverse local dining options, grocery stores, premium shopping plazas, and the beautiful South Florida beaches. --- INVESTMENT & TENANT TIMELINE DISCLOSURE ---The property is currently occupied by a reliable tenant, generating immediate, passive rental income from day one—making it a perfect blue-chip asset for addition to an investment portfolio, or a well-timed acquisition for a future primary occupant. Showings will commence strictly on June 24th. Due to the tenant occupancy, all physical walkthrough requests require a mandatory, advanced 24-hour notice and seamless coordination VIA WHATSUP. Buyer is advised to independently confirm and verify all municipal zoning rules, square footage details, and property features.

Features

  • Amenities: Other
  • Rooms: 2
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Washer Hookup, Dryer Hookup
  • Style: Other
  • Year Built: 1951
  • Heating: Other
  • Cooling: Ceiling Fan(s), Electric, Other, Wall/Window Unit(s)
  • Approx Sq. Feet: 768
  • Acreage: 0.17
  • Est. Taxes: $4,374
  • Lot Desc: Room for Pool
  • View: Garden, Other
  • Adult Communities: Yes
  • Elem. School: Benjamin Franklin K-8
  • Middle School: Thomas Jefferson
  • High School: Miami Central
  • Appliances: Electric Range, Refrigerator
  • MLS#: A12036943
  • Website: https://www.raveis.com
    /prop/A12036943/1225nw127thstreet_northmiami_fl?source=qrflyer
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Listing courtesy of KELLER WILLIAMS EAGLE REALTY

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1225 NW 127th Street, North Miami, FL, 33167

$418,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $334,400 $334,400 $334,400
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.638% 5.972%
Monthly Tax Payment $365 $365 $365
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,003 $2,114 $2,777
Total Monthly Payment $2,442 $2,553 $3,216

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.