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Opportunity awaits with this spacious fixer upper located at 514 Mark Twain Drive in Walden! Located on a private lot at the end of a quiet street within the desirable Valley Central School District, this spacious four bedroom, one and a half bath home is ready for its next owner to bring their vision and make it shine. Being sold as-is, this fixer-upper offers tremendous potential with a large, level backyard perfect for relaxing and BBQ's. The bright white kitchen features a large peninsula island, gas stove, microwave, newer refrigerator, abundant cabinetry, and plenty of counter space, along with a dining nook and sliders leading to the backyard. A formal dining room is currently being utilized as an additional room, offering flexible living options and easily opened up. The spacious living room boasts a cozy wood-burning fireplace. The primary suite includes a walk-in closet and private half bath, while three additional bedrooms provide room for guests, or a home office. A second full bathroom and convenient washer and dryer complete the interior. Conveniently located near shopping, restaurants, parks, schools, medical facilities, and major commuter routes including Routes 17K, 52, I-84, and the NYS Thruway, with easy access to Metro-North train service and approximately 65 miles to New York City, this property offers a fantastic opportunity to have the home of your dreams at an affordable price.
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Our Executive Mortgage Banker:
$60,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $48,000 | $48,000 | $48,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $292 | $303 | $399 |
| Total Monthly Payment | $367 | $378 | $474 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.