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If you've been waiting for an affordable home with character, lake views, and room to grow, this one deserves your attention. Nestled on desirable Lake Drive, one of the area's most beloved streets, this charming home offers far more living space and potential than its footprint suggests. While officially 834 square feet, the home lives much larger thanks to a full 646-square-foot walk-out basement to finish as you desire. Whether you envision a family room, guest space, home office, workshop, or recreation area, the options are endless. One of the home's standout features is the wraparound porch overlooking the lake, a perfect place to start your morning with coffee or unwind at the end of the day. Inside, you're welcomed by a bright enclosed porch filled with natural light. This flexible space currently serves as a sitting area and laundry room but could easily become a home office, reading nook, or sunroom. The updated eat-in kitchen features stainless steel appliances and opens to a spacious living room with beautiful hardwood floors and scenic lake views. A formal dining room currently serves its traditional purpose but was originally the third bedroom and can easily be converted back if desired. The primary bedroom is warm and inviting, while the second bedroom is cheerful and adequate. A well-appointed full bath completes the main level. Step outside to enjoy your private backyard and soak in the tranquil surroundings. Additional highlights include off-street parking for one to two vehicles, abundant storage space, a boiler that's just two years old, new septic and fields installed just eight ago, a new washing machine and new exhaust fan above the stove. The location offers the best of both worlds, peaceful country surroundings with easy access to everyday conveniences. Shopping, restaurants, highways, and public transportation are all just minutes away, while NYC is approximately 52 miles. Residents enjoy fishing, canoeing, or simply taking in the scenery. Move right in, unpack, and start enjoying the summer you've been waiting for.
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Our Executive Mortgage Banker:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.846% |
| Monthly Tax Payment | $778 | $778 | $778 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,797 | $1,872 | $2,471 |
| Total Monthly Payment | $2,650 | $2,725 | $3,324 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.