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***Ask about the possibility of receiving 1% reduction in interest rate and free refi. ***Welcome to your country retreat in St. George! Situated on approximately 3/4 of an acre, this charming property offers the space and peaceful setting you've been searching for. From the moment you arrive, you'll appreciate the beautifully maintained lot, shaded by several mature trees, including established fruit trees. A welcoming front porch invites you to relax and enjoy the tranquil surroundings before stepping inside. The bright and spacious family room greets you with abundant natural light and an open, comfortable feel. The adjoining kitchen is designed for both everyday living and entertaining, featuring ample cabinetry and countertop space, stainless steel appliances, and a convenient breakfast bar with seating. Just off the kitchen, the formal dining room provides an inviting gathering space complete with a cozy fireplace and lovely backyard views. A dedicated laundry room adds everyday convenience. The spacious primary suite serves as a private retreat, offering an ensuite bath with a dual-sink vanity, large soaking tub, and separate step-in shower. Three additional bedrooms and a full bathroom complete the home's well-designed interior. Step outside to enjoy the rear deck overlooking the expansive fenced backyard, perfect for entertaining, pets, gardening, or simply enjoying the outdoors. A storage shed provides additional space for tools and equipment. Ideally located less than 5 miles from Colleton State Park, just over 7 miles from downtown St. George, and approximately 7. 5 miles from I-95, this property combines country living with convenient access to local amenities. Williams Memorial Elementary School, Woodland Middle School, and Woodland High School are all within 12 miles. If you've been dreaming of your own slice of country paradise, this is an opportunity you won't want to miss. Schedule your showing today! *Some images have been virtually enhanced or staged. The furnishings and decor shown are for illustrative purposes only, and the actual property may appear different in person.
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Our Executive Mortgage Banker:
$234,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $187,920 | $187,920 | $187,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,125 | $1,172 | $1,548 |
| Total Monthly Payment | $1,200 | $1,247 | $1,623 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.