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Step into the charm of Vermont farmhouse living in this inviting 2-bedroom, 2-bath home nestled in the heart of the Vergennes countryside. Combining timeless character with thoughtful updates, this home offers a warm and welcoming lifestyle just minutes from the vibrant downtown of historic Vergennes, known for its strong sense of community, local shops, and picturesque setting along Otter Creek. Inside, rich hardwood floors flow throughout the living spaces, creating a cozy atmosphere filled with farmhouse charm. The country-style eat-in kitchen is the heart of the home, offering the perfect gathering space for casual meals, morning coffee, and conversations with family and friends. Both bathrooms have been tastefully updated, blending modern comfort with classic appeal. Outside, enjoy your own private backyard retreat with plenty of room for gardening, entertaining, or simply relaxing and taking in the peaceful surroundings. A detached barn provides convenient storage for vehicles, outdoor gear, and hobbies. Whether you're looking for a full-time residence or a charming Vermont getaway, this farmhouse offers the perfect balance of character, comfort, and country living in one of Addison County's most desirable communities.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/5/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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$405,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $324,000 | $324,000 | $324,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $508 | $508 | $508 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,940 | $2,046 | $2,691 |
| Total Monthly Payment | $2,523 | $2,629 | $3,274 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.