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Lake Winnipesaukee Cottage with Deeded 24ft Boat Slip. Discover the charm of lakeshore living in this adorable 2-bedroom standalone cottage on the shores of Lake Winnipesaukee. Located within a small 5-unit condominium association, this property offers the perfect combination of waterfront enjoyment, low-maintenance ownership, and investment potential. Boating enthusiasts will appreciate the deeded 24-foot boat slip, providing direct access to one of New Hampshire's premier lakes. Whether you're heading out for a day on the water, enjoying lakeside dining, or exploring the lake's 288 miles of shoreline, this property places it all at your doorstep. Recent improvements provide peace of mind and modern comfort, including a brand-new drilled well installed in the fall of 2025, There's a state-approved septic system, two new mini-split systems for efficient heating and air conditioning, new flooring, attractive wood-paneled walls, and a completely renovated bathroom. The interior is currently being refreshed, creating a move-in-ready retreat for the next owner. The association's waterfront amenities include a sandy beach, docks, and a children's playground, making it an ideal gathering place for family and friends. With annual dues of only $400. 00, ownership remains exceptionally affordable. For those seeking additional income potential, the association permits short-term rentals, offering an excellent opportunity to generate rental revenue and help offset ownership expenses when you're not enjoying the cottage yourself. Whether you're looking for a seasonal getaway, an investment property, or your own slice of the Lake Winnipesaukee lifestyle, this charming waterfront cottage is a rare opportunity that combines affordability, recreation, and income potential in one attractive package.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 6/30/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $615,200 | $615,200 | $615,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $336 | $336 | $336 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,639 | $3,838 | $5,068 |
| Total Monthly Payment | $4,067 | $4,266 | $5,496 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.