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North End Charm with Space, Convenience & Endless Potential Welcome to this lovingly cared for Colonial in the desirable North End. This 2 bedroom, 1. 5 bath home offers a spacious & versatile floor plan designed for comfortable living and entertaining. The main level features a living room, formal dining room, sunroom, large kitchen with breakfast counter, cozy den, and a convenient half bath with laundry. Upstairs, you'll find 2 bedrooms and an updated full bathroom. Full basement with lots of potential was partially finished, provides valuable bonus space-perfect for a home office, game room, family room, fitness area, or whatever suits your lifestyle plus additional storage. Step outside to a nicely sized, partially fenced yard ideal for entertaining, gardening, pets, or simply relaxing outdoors. An attached one car garage, storage shed, and ample off-street parking add to the home's appeal. The home's solid layout & well-loved condition offer a wonderful opportunity to move right in while adding your own personal touches over time. The versatile first floor footprint, presents endless possibilities. Customize the space to suit your needs, whether you want to add a primary ensuite, extra bedroom or a dedicated home office. Conveniently located just minutes from shopping, restaurants, coffee shops, parks, library all everyday amenities. Only 5 minutes to Sacred Heart University, 2 minutes to Route 15, & with easy access to I-95, commuting is a breeze. Don't miss this gem! Central Air on Main Floor only.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 11.0 x 11.0 | Upper |
| Dining Room | Ceiling Fan,Hardwood Floor | 11.0 x 10.0 | Main |
| Family Room | Laminate Floor | 16.0 x 10.0 | Main |
| Full Bath | Tub w/Shower,Tile Floor | Upper | |
| Half Bath | Laundry Hookup,Tile Floor | Main | |
| Kitchen | Breakfast Bar,Ceiling Fan,Laminate Floor | 11.0 x 11.0 | Main |
| Living Room | Hardwood Floor | 11.0 x 18.0 | Main |
| Primary Bedroom | Wall/Wall Carpet | 11.0 x 18.0 | Upper |
| Sun Room | Ceiling Fan,Wall/Wall Carpet | 16.0 x 13.0 | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $552 | $552 | $552 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,939 | $2,015 | $2,651 |
| Total Monthly Payment | $2,566 | $2,642 | $3,278 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.