165 West Lakeshore Drive, Carmel, NY Wake up every day to breathtaking lake views in this charming lakeside home overlooking beautiful Lake Carmel. Perfectly positioned to capture the water from multiple rooms, this property offers a rare opportunity to enjoy peaceful lake living just minutes from town. Step inside and you’ll immediately notice the sun-filled living spaces and panoramic lake views. The spacious living room features large windows that frame the water, filling the home with natural light and creating a relaxing atmosphere year-round. A bright dining area with lake views makes the perfect spot for morning coffee or evening meals while enjoying the scenery. The home offers a functional layout with multiple levels of living space, providing flexibility for everyday living, weekend getaways, or hosting guests. The kitchen provides ample cabinet space and flows easily into the main living areas. Outside, the property truly shines. The terraced yard and stone patio areas create a natural setting for outdoor gatherings, summer barbecues, or simply relaxing while overlooking the lake. Mature trees provide privacy and shade, while the elevated position gives the home a beautiful vantage point over the water. Additional features include: • Off-street parking with driveway • Lower level with laundry and additional storage space • Multiple outdoor areas to enjoy the lake setting • Large windows throughout bringing in natural light and views • Convenient location near shops, restaurants, and major commuting routes Whether you’re looking for a weekend retreat, year-round home, or investment opportunity, this property offers incredible potential in a sought-after lake community. Enjoy boating, fishing, kayaking, and all the outdoor recreation that Lake Carmel living has to offer. Come see the views and imagine the possibilities — this lakeside home is ready for its next chapter.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $380,000 | $380,000 | $380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $1,357 | $1,357 | $1,357 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,276 | $2,399 | $3,156 |
| Total Monthly Payment | $3,708 | $3,831 | $4,588 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.