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Welcome to resort style, waterfront living in the top-rated, resident-owned, 55+ community of Port Charlotte Village. Tucked away at the end of a quiet cul-de-sac, this well-maintained 2-bedroom, 2-bath plus Florida room home enjoys a rare setting with a spacious greenbelt on one side and lake views from every room, creating exceptional privacy and a relaxing atmosphere.
Inside, the bright and open floor plan features a comfortable living and dining area, a cozy breakfast nook, and a well-appointed kitchen with stainless steel appliances. The bonus room/game room allows a fantastic space for entertaining guests and creating memories. When it is time to relax, enjoy the air-conditioned, spacious Florida room or step out to the back patio, both overlooking the lake and greenspace with mature trees where community picnics are held monthly.
Numerous updates and improvements enhance both the home's appearance and functionality, including an epoxy-coated driveway, patio, and stairways; manicured landscaping with decorative curbing and stone accents; freshly painted exterior shutters; zebra blinds in the lanai, dining room, and living room; a barn door entering the primary bath with a handicap shower rail; updated lighting fixtures; under-carport lighting; utility enclosure for the water heater; screen door at the kitchen entrance; hurricane rated windows in the lanai; and accordion hurricane shutters for added peace of mind. A large storage shed features double doors and offers plenty of room for tools, beach equipment, recreational gear, and can also fit a golf cart. For added convenience, there is a large-basin sink and 220 & 110 amp outlets within the shed.
The property is located in an X flood zone, meaning flood insurance is not required by lenders and the home has never flooded or had damage from past hurricanes.
Port Charlotte Village is a top-rated, resident-owned park (no lot rent), with a low HOA fee covering water, sewer, cable, internet, trash, lawn care, on-site manager, maintenance team, recreation facilities, private road maintenance, and reserve fund. Residents enjoy a heated swimming pool; clubhouse with full kitchen, library, card room, and pool table; shuffleboard, pickleball and bocce courts; picnic tables and chairs; dog park; complimentary kayak use; free RV and boat storage; and a variety of social clubs, fun activities, and exciting events happening throughout the year!
Conveniently located near Charlotte Harbor, Sunseeker Resort, Fishermen's Village, downtown Punta Gorda, shopping, dining, golf courses, healthcare facilities, pickleball courts, boating, fishing, and Gulf beaches, this home also provides easy access to US-41, I-75, Punta Gorda Airport, and Southwest Florida International Airport.
Whether you're seeking a seasonal getaway or year-round Florida living, this waterfront home offers the perfect combination of privacy, comfort, and community.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$269,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $215,920 | $215,920 | $215,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $152 | $152 | $152 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,293 | $1,363 | $1,779 |
| Total Monthly Payment | $1,520 | $1,590 | $2,006 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.