31 Upper Whitfield Road, Accord, NY, 12404 | $1,549,000

Listed on the National Register of Historic Places, this extraordinary stone residence is among the rarest surviving examples of early Hudson Valley architecture. One of the earliest stone houses built in 1770 that remains in Accord stands as a remarkable testament to craftsmanship, history, and enduring beauty.
Set on 17 acres spanning both sides of a quiet country road, the property unfolds as a private landscape of ponds, gardens, open meadows, and mature trees. A classic barn, sugar shack, and winding stone pathways enhance the sense of place, while the natural surroundings create a sanctuary for wildlife and the simple pleasures of country living. Watch turtles bask by the pond, listen to frogs on summer evenings, marvel at fireflies drifting across the fields, and enjoy some of the area's most spectacular stargazing.
A charming stone walkway leads to the home, where the elegance of its historic architecture is immediately apparent. Meticulously crafted stonework, preserved and maintained through generations, creates a striking first impression and speaks to the property's rich heritage. This home stands boldly on the hillside.
Inside, history and sophistication exist in perfect balance. Hand-hewn beams, wide board flooring, and beautifully preserved period details lend warmth and authenticity throughout the home. Spacious living areas accommodate both intimate gatherings and larger celebrations, while large windows fill the interiors with natural light and frame views of the surrounding landscape.
The living room is anchored by a wood stove that provides warmth and character throughout the seasons. Nearby, the farmhouse kitchen serves as the heart of the home, complete with a wood stove, dining nook, and the timeless charm expected of a property of this caliber.
An adjoining nineteenth-century cottage offers exceptional flexibility. Whether incorporated into the main residence, used as private guest accommodations, or as an income-producing rental, it expands the property's possibilities while preserving its historic character.
The home offers four inviting bedrooms and four bathrooms, each thoughtfully updated with finishes that complement the original architecture. The result is a seamless blend of old-world charm and modern comfort.
A spacious two-car garage provides ample room for vehicles, storage, a workshop, or a creative studio. While the setting feels wonderfully secluded, some of the Hudson Valley's most sought-after destinations are just minutes away, including Inness, Westwind Orchard, and Arrowood Farms Brewery. Krom Stone Farmhouse offers a rare opportunity to steward an irreplaceable piece of Hudson Valley history while enjoying all the comforts of modern country living. A full list of many improvements is available on request.

Features

  • Bedrooms: 4
  • Baths: 4 full
  • Lot Size: IRR
  • Laundry: Main Level
  • Style: Stone
  • Year Built: 1770
  • Garage: 2-car Attached
  • Heating: Electric, Heat Pump, Oil
  • Cooling: Ductless, Heat Pump
  • Basement: Partial
  • Acreage: 17.4
  • Lot Size: IRR
  • Est. Taxes: $14,512
  • Lot Desc: Agricultural, Cleared, Corner Lot, Front Yard, Level, Meadow, Pond on Lot, Rock Outcropping
  • View: Meadow, Other
  • School District: Rondout Valley Central
  • Appliances: Dryer, Dishwasher, Electric Water Heater, Oven, Range, Refrigerator, Washer, Water Heater
  • MLS#: 20263234
  • Days on Market: 15 days
  • Website: https://www.raveis.com
    /eprop/20263234/31upperwhitfieldroad_accord_ny?source=qrflyer
Copyright © 2026  Hudson Valley Catskill Region MLS
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of Coldwell Banker Village Green

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

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31 Upper Whitfield Road, Accord, NY, 12404

$1,549,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,239,200 $1,239,200 $1,239,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.086% 6.183%
Monthly Tax Payment $1,209 $1,209 $1,209
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,036 $7,430 $10,457
Total Monthly Payment $8,370 $8,764 $11,791

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.