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There is something special about coming home to Cat Island. As you make your way across the scenic 1. 5-mile causeway, winding past marshes, tidal creeks, and majestic moss-draped oaks, the hustle of everyday life begins to fade away. What awaits is one of Beaufort's most cherished communities-a place where nature, beauty, and Lowcountry living come together effortlessly. Nestled within this sought-after golf community, this charming 3-bedroom, 2. 5-bathroom home offers the perfect blend of comfort and lifestyle. A fully fenced backyard provides privacy or simply enjoying the outdoors, while the inviting front porch is the ideal place to unwind at the end of the day. Need a guest apartment, home office, art studio, fitness room, or private retreat? The space above the garage is waiting. One of the home's most exciting features is the detached garage, where electricity and plumbing are already in place, making it easy to create additional living space. Imagine sipping a glass of wine as the sun sets, painting the sky with brilliant colors and casting a warm glow across the neighborhood. Life on Cat Island offers more than just a beautiful home. Residents have the opportunity to enjoy membership at the renowned Cat Island Club, though membership is entirely optional. Golf enthusiasts will appreciate the community's celebrated course, originally designed by legendary architect George Cobb as his final masterpiece. Thoughtfully renovated in 2023, the course winds through marshes, tidal creeks, and towering live oaks, creating one of the most picturesque golfing experiences in the Lowcountry. Beyond the community, you'll find yourself just a short drive from historic downtown Beaufort, where waterfront dining, boutique shopping, and Southern charm await. When the beach calls, the pristine shoreline of Hunting Island State Park is only 30 minutes away, offering miles of unspoiled coastline and some of the most breathtaking natural scenery in South Carolina. Whether you're searching for a primary residence, a coastal retreat, or simply a place to embrace the Lowcountry lifestyle, this Cat Island home offers an opportunity to enjoy the very best of Beaufort living.
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Our Executive Mortgage Banker:
$595,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $476,000 | $476,000 | $476,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,892 | $3,006 | $3,953 |
| Total Monthly Payment | $2,984 | $3,098 | $4,045 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.