476 HUTCHINSON Lane, Saint Augustine, FL, 32095 | $600,000

Tucked away on a quiet cul-de-sac, this home sits on a rare oversized lot--a true find in today's market in a home only 7 years old--offering space, privacy, and endless potential to create your dream outdoor oasis. Whether you're envisioning a pool, summer kitchen, or a lush backyard retreat, this property gives you the room to make it happen.
Inside, you're greeted with a bright, open-concept layout designed for both everyday living and entertaining. The extended kitchen is the heart of the home, featuring abundant counter space, upgraded cabinetry, a large island with plenty of room for barstool seating and a seamless flow into the main living and dining areas--perfect for hosting gatherings or enjoying quiet nights in.
This home offers many custom touches such as beautiful wood trim beams and ceiling and board and batten custom accents among the main living areas. You will find the large primary bedroom in the rear of the home with en suite- his and hers closet, two separate vanities, soaking tub and a stand up shoer. Two secondary bedrooms are in the front of the home and share a hallway bathroom. A third secondary bedroom in the opposite rear of the home which offers its own full bathroom. This layout is ideal for those looking for multigenerational living- or looking for a perfect guest suite! Laundry room is off of three car garage. Enjoy the amenities of Beacon Lake featuring both a pool and a kids splash area, playground, green spaces, tennis and pickleball courts. Only 15 minutes to Ponte Vedra Beach and a quick drive to the highways! VA ASSUMABLE LOAN at 2. 875%! Picture with pool is virtually staged.

Features

  • Amenities: Pool, Children's Pool, Clubhouse, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground, Tennis Court(s)
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: In Unit
  • Year Built: 2019
  • Garage: 3-car
  • Heating: Electric
  • Cooling: Electric
  • Approx Sq. Feet: 2,504
  • Acreage: 0.28
  • Est. Taxes: $8,952
  • HOA Fee: $64 Annually
  • Lot Desc: Cul-De-Sac
  • Appliances: Dishwasher, Disposal, Electric Oven, Gas Cooktop, Microwave, Refrigerator
  • MLS#: 2142877
  • Days on Market: 59 days
  • Website: https://www.raveis.com
    /prop/2142877/476hutchinsonlane_saintaugustine_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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476 HUTCHINSON Lane, Saint Augustine, FL, 32095

$600,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $480,000 $480,000 $480,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.230% 6.512% 5.866%
Monthly Tax Payment $746 $746 $746
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,839 $2,995 $3,954
Total Monthly Payment $3,677 $3,833 $4,792

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.