3259 HILARY CIRCLE, #1C, Palm Harbor, FL, 34684 | $349,900

Nestled beneath mature oaks in Highland Lakes, Palm Harbor’s premier 55+ golf course community, this beautifully updated two-bedroom, two-bath villa offers everyday comfort, maintenance-free living, and outstanding resort-style amenities. The home welcomes you in with bright natural light, quality finishes, and thoughtful updates throughout. Hurricane-impact windows add peace of mind, while 3½-inch plantation shutters, large 18-inch tile, engineered hardwood flooring, LumaDome lighting, crown moulding, soft-close cabinetry, and built-in closet systems enhance the home’s style and function. The kitchen makes an immediate impression with high-end custom solid wood cabinetry, soft-close doors and drawers, granite countertops, stainless steel appliances, and a glass cooktop. A breakfast bar with pull-up seating ties into the living and dining areas, creating an easy flow for daily living, casual entertaining, and relaxed gatherings. The primary bedroom offers generous space with two closets, including a walk-in closet, plus an updated ensuite bath with a large double-sink vanity and a beautifully tiled walk-in shower with frameless entry, built-in shelf, and seat. Positioned near the front of the home, the second bedroom adds privacy and sits conveniently beside the guest bath. Both bathrooms are updated with soft-close cabinets and drawers, granite countertops, and Glacier Bay fixtures. Nearby, a dedicated laundry room with storage and utility sink adds everyday convenience. At the back of the home, a sunroom-style flex space features a wall of windows with Key West plantation shutters and a door that opens directly to the paver patio, creating a bright, versatile setting for work-from-home use, morning coffee, reading, or relaxing. The paver patio extends the living space outdoors, shaded by a beautiful oak and surrounded by mature landscaping. With room for seating, dining, grilling, and gathering with friends, it offers a serene setting for enjoying the Florida lifestyle. Highland Lakes is known for its exceptional value and active lifestyle. Low HOA fees include landscaping, building maintenance, trash removal, cable and internet, water and sewer, golf membership with no green fees, and an impressive collection of amenities. Enjoy lighted tennis and pickleball courts, shuffleboard, two pools, including a geothermal Olympic-sized pool, and a clubhouse with a fitness center, billiards room, and auditorium where clubs meet and events are held, all just a short two-minute walk away. Residents also enjoy access to the Lake Tarpon Lodge with a boat ramp, dock, community pontoon boats, secure RV and boat storage, and more. Located in a non-evacuation flood zone and centrally positioned near shopping, dining, medical facilities, and Gulf of Mexico beaches. Don’t miss out on this exceptional home. Schedule your private showing today.

Features

  • Amenities: Cable TV, Clubhouse, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Tennis Court(s)
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1981
  • Garage: 1-car Electric Vehicle Charging Station(s), Garage Door Opener, Open
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,330
  • Acreage: 2.02
  • Est. Taxes: $4,030
  • Condo Fee: $750 Monthly
  • Adult Communities: Yes
  • Elem. School: Highland Lakes Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pet Policy: No
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Washer
  • MLS#: TB8518759
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/TB8518759/3259hilarycircle_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/6/2026 12:34:10 AM)
Listing courtesy of RE/MAX REALTEC GROUP INC   Phone: 727-789-5555

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3259 HILARY CIRCLE, #1C, Palm Harbor, FL, 34684

$349,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $279,920 $279,920 $279,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $336 $336 $336
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,676 $1,767 $2,324
Total Monthly Payment $2,087 $2,178 $2,735

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.