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**OWNER FINANCING AVAILABLE **HANDYMAN SPECIAL on 2 acres with NO HOA and NO lot rent! **Lot can be split into Two, 1 acre Each (Buyers to do their own due diligence)**Bring your vision and unlock the potential of this unique property at 8608 Hamster Drive in Zephyrhills. Situated on an oversized 2-acre parcel, this fixer-upper offers the rare opportunity to create your ideal homestead, investment property, or renovation project while enjoying the freedom and privacy that acreage provides. The existing home is ready for updates and improvements, making it a great opportunity for investors, flippers, or buyers looking to put their personal touch on a property with incredible upside. A major bonus is the RELATIVELY NEW WELL already located on the property, adding value and helping reduce future improvement costs. With 2 acres of land, there is plenty of room for additional outbuildings, workshops, recreational vehicles, animals, gardens, or simply enjoying the extra space and privacy. Best of all, there are no HOA fees and no monthly lot rent, allowing you to truly use the property the way you choose without added restrictions or recurring community costs. Located in the growing city of Zephyrhills, you'll enjoy a charming small-town atmosphere with convenient access to shopping, dining, medical facilities, and everyday essentials. The area is known for its beautiful countryside, outdoor recreation, and easy access to major roadways connecting you to Tampa, Wesley Chapel, and surrounding communities. Zephyrhills continues to attract buyers seeking more space, affordability, and a relaxed Florida lifestyle while remaining close to modern conveniences. Whether you're searching for your next renovation project, an investment opportunity, or a property with room to grow, this 2-acre fixer-upper offers endless potential in an increasingly desirable area. Schedule your showing today and imagine the possibilities!!!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$167,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $134,320 | $134,320 | $134,320 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $146 | $146 | $146 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $804 | $848 | $1,115 |
| Total Monthly Payment | $1,025 | $1,069 | $1,336 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.