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Welcome to this charming Colonial nestled on the desirable South Side of Poughkeepsie in a private cul-de-sac, where classic character meets everyday functionality. With a versatile floor plan, this inviting home is filled with warmth, charm, and timeless appeal. Step inside and be greeted by beautiful hard wood floors that flow throughout this home, adding richness and character to the living spaces. The spacious living room with wood burning fireplace provides the perfect setting for relaxing evenings or gathering with family and friends, while the formal dining room creates an ideal space for holiday meals and entertaining. The first floor offers exceptional flexibility with a home office, perfect for remote work, studying, or creative pursuits. Just beyond is a bright and welcoming sunroom. The kitchen offers ample cabinetry and workspace, making meal preparation both convenient and enjoyable, while a conveniently located half bath completes the main level. Upstairs, you'll find three comfortable bedrooms, each offering natural light and ample space for family, guests, or additional work-from-home needs. A full bathroom with marble floors and a Bluetooth enabled vent serves the second floor and provides both convenience and functionality. This classic Colonial showcases the craftsmanship and charm that buyers love, while offering practical spaces designed for today's lifestyle. Whether you're hosting gatherings, working from home, or simply enjoying quiet evenings, this home provides the versatility to fit your needs. Ideally located on Poughkeepsie's South Side, you'll enjoy easy access to shopping, dining, schools, parks, public transportation-the Metro North Station for trains to Grand Central is only 3 miles away- and major commuter routes. The convenient location places you close to everything the Hudson Valley has to offer while maintaining the feel of a well-established residential neighborhood. With its hardwood floors, dedicated office, bright sunroom, 3 bedrooms, and classic colonial design, this home presents a wonderful opportunity to own a piece of Poughkeepsie charm. Don't miss your chance to make this inviting South Side residence your next home. Schedule your private showing today.
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Our Executive Mortgage Banker:
$469,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $375,200 | $375,200 | $375,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | $811 | $811 | $811 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,247 | $2,369 | $3,116 |
| Total Monthly Payment | $3,133 | $3,255 | $4,002 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.