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LOCATION, LOCATION, LOCATION+NEW ROOF 2026, BOND PAID & ROOM FOR POOL! Welcome to this beautifully maintained SUNKISSED MODEL in the highly desirable Village of St. James in The Villages. Situated on a spacious CORNER LOT, this 3-BEDROOM, 2-BATH home offers a rare 2-CAR GARAGE PLUS GOLF CART GARAGE and is loaded with upgrades buyers are searching for. Step inside and immediately notice the VAULTED CEILINGS & NO POPCORN, open floor plan, and abundance of natural light. The kitchen is designed for both function and style with GRANITE COUNTERTOPS, TILE BACKSPLASH, PULL-OUT SHELVING, and newer REFRIGERATOR w/ warranty, INSIDE LAUNDRY w/ upgraded WASHER, and DRYER, cabinets, and a pantry cabinet for extra storage. The split-bedroom layout provides privacy for guests; the guest bath features a granite countertop, an extra linen closet behind the door, and a tub/shower combo. 2 TWIN MURPHY BEDS IN 3RD BEDROOM and a POCKET DOOR create a private guest suite area. The spacious primary suite features a WALK-IN CLOSET, DUAL SINKS, and a WALK-IN SHOWER. Additional upgrades include FANS IN EVERY ROOM AND LANAI, BLINDS IN WINDOWS, WATER FILTRATION SYSTEM, NEW ROOF 2026, BIRDCAGE ENCLOSURE, and INTERLOCKING TILE FLOORING IN THE GARAGE. The garage also features built-in cabinetry and convenient pull-down attic access. A transferable TERMITE BOND offers added peace of mind.
Enjoy outdoor living in the birdcage and appreciate the added privacy and curb appeal that comes with the corner lot setting. The FURNITURE AND GOLF CART ARE AVAILABLE SEPARATELY, making this an excellent opportunity for a seasonal or full-time resident.
Enjoy easy access to many of The Villages’ most popular amenities. Residents are just minutes from the ST. JAMES NEIGHBORHOOD RECREATION CENTER AND POOL, with additional nearby access to STERLING HEIGHTS RECREATION CENTER AND SEABREEZE REGIONAL RECREATION CENTER, offering pools, pickleball, tennis courts, fitness facilities, and countless clubs and social activities. Golfers will appreciate the proximity to JACARANDA, TURTLE MOUND, SOUTHERN STAR, AND YANKEE CLIPPER EXECUTIVE GOLF COURSES, as well as the nearby CANE GARDEN COUNTRY CLUB, known for its excellent golf, dining, and entertainment. Shopping, restaurants, medical facilities, and everyday conveniences along the 466A CORRIDOR are also nearby. This well-cared-for home combines THOUGHTFUL UPGRADES, PRIVACY, AND A HIGHLY DESIRABLE LOCATION within The Villages community, making it an exceptional opportunity for full-time living or a seasonal Florida retreat.
This move-in-ready home combines a fantastic location, desirable floor plan, and numerous upgrades—an opportunity you won't want to miss!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $99 | $99 | $99 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,939 | $2,015 | $2,651 |
| Total Monthly Payment | $2,113 | $2,189 | $2,825 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.