Davenport, FL, 33896 | $210,000

Beautifully maintained and fully furnished 2-bedroom, 2-bathroom second-floor condo located in the gated community of Terrace Ridge with great amenities. The building offers an elevator for ease of access. This spacious floor plan features an open living and dining area with sliding glass doors leading to a private balcony overlooking the community pool. The balcony is East facing. The well-appointed primary suite offers a large walk-in closet with a unique owner’s storage extension located at the back giving additional storage plus an en-suite bath featuring a double vanity, walk-in shower, and a garden tub with shower. The split-bedroom layout provides privacy and comfort for residents and guests alike. Kitchen is open to living & dining with a bar top for additional seating and just off dining area there is another counter that can be used as a desk or storage. Additional highlights include an inside laundry area, mechanical closet and two additional storage closets conveniently located near the entry to the unit right off the kitchen. An uncommon and highly desirable feature of this unit is the PRIVATE GARAGE that conveys with the purchase. Residents enjoy access to a community pool, hot tub, volleyball court, clubhouse, and fitness center. Monthly fees include water, sewer, basic cable/internet and valet trash service for added convenience. Whether you're looking for a primary residence, vacation home, or investment property, this move-in-ready condo offers comfort, convenience, and exceptional location. This is an ever growing area with easy access to shopping, dining, medical and I-4 access. About half way between Orlando & Tampa. Short Term Rental Approved.

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 3
  • Amenities: Elevator(s), Fitness Center
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Complex: TERRACE RIDGE AT TOWN CENTER EAST
  • Year Built: 2005
  • Approx Sq. Feet: 1,276
  • Acreage: 0.02
  • Est. Taxes: $814
  • Condo Fee: $567 Monthly
  • View: Pool
  • Pet Policy: Breed Restrictions, Size Limit
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: S5151621
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/S5151621/_davenport_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/18/2026 5:44:23 AM)
Listing courtesy of CHAMPION HOMES   Phone: 863-420-0007

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Davenport, FL, 33896

$210,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $168,000 $168,000 $168,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.524% 5.846%
Monthly Tax Payment $68 $68 $68
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $994 $1,048 $1,384
Total Monthly Payment $1,137 $1,191 $1,527

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.