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Under contract-accepting backup offers. BOND PAID!!!! TURNKEY with GOLF CART INCLUDED!!!! This 2-bedroom, 2-bath Galveston Model PRICED TO SELL!!!! offers one of the features Villages buyers are always searching for—PRIVATE WOODED VIEWS and NO KISSING LANAI with a 2-CAR GARAGE!!! Featuring a NEW ROOF (2024), HVAC (2016), HWH (2018) and an EXPANSIVE GLASS-ENCLOSED LANAI with MINI-SPLIT, this MOVE-IN READY home is ideally located in the Village of Rio Ponderosa, just minutes from both Spanish Springs Town Square and Lake Sumter Landing.
The inviting curb appeal begins with TROPICAL LANDSCAPING, a DECORATIVE PAINTED DRIVEWAY AND WALKWAY, and a welcoming FRONT PORCH complete with ROCKING CHAIRS. Inside, you'll find an OPEN-CONCEPT FLOOR PLAN with laminate flooring throughout the main living areas, PLANTATION SHUTTERS, and abundant natural light.
The kitchen features STAINLESS STEEL APPLIANCES (2019), a SOLAR TUBE, ample cabinetry, and a spacious CENTER ISLAND with COUNTER-HEIGHT SEATING, making it ideal for both everyday living and entertaining.
One of the standout features of this home is the BEAUTIFUL GLASS-ENCLOSED LANAI with ATTRACTIVE TILE PLANK FLOORING. Surrounded by windows and overlooking PEACEFUL WOODED VIEWS, this versatile space adds approximately 300 SQUARE FEET OF ADDITIONAL LIVING AREA and is ideal as a family room, reading room, hobby space, or entertaining area. A MINI-SPLIT provides year-round comfort, while the adjacent patio with GRILL INCLUDED offers the perfect place to enjoy Florida's beautiful weather.
The primary suite features a WALK-IN CLOSET and EN-SUITE BATH with a WALK-IN SHOWER, MAKEUP VANITY, and LINEN STORAGE. The SPLIT-BEDROOM DESIGN provides privacy for guests, with a guest bedroom featuring PLANTATION SHUTTERS and a WALK-IN CLOSET. The guest bath includes PORCELAIN TILE FLOORING and a tub/shower combination.
Additional highlights include a SOLAR TUBE IN THE LAUNDRY ROOM, NEW WASHER & DRYER (2023), EPOXY-COATED GARAGE FLOOR, ATTIC STAIRS, and abundant storage space.
If you've been waiting for a BOND PAID home with PRIVATE WOODED VIEWS, NO KISSING LANAI, MAJOR UPDATES, an EXPANSIVE LANAI, no noand an EXCEPTIONAL CENTRAL LOCATION, this MOVE-IN READY Rio Ponderosa gem is one you won't want to miss.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $239,920 | $239,920 | $239,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.650% | 5.972% |
| Monthly Tax Payment | $118 | $118 | $118 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,458 | $1,516 | $1,992 |
| Total Monthly Payment | $1,651 | $1,709 | $2,185 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.