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Step back in time and discover the charm of this well-loved home nestled within Pelzer city limits. Full of character, this 2-bedroom, 1-bath gem offers the perfect opportunity for buyers looking for an affordable place to call home while adding their own personal touches over time. Inside, you'll find a dedicated dining room, a spacious laundry room with abundant flex space for a home office, hobby area, or additional storage, and a kitchen featuring beautiful solid wood cabinetry built to stand the test of time. Original details throughout the home create a warm sense of nostalgia. Enjoy quiet mornings on the rocking chair front porch, entertain friends and family on the expansive back deck, or let pets and little ones play freely in the large fenced backyard. Two covered parking spaces add everyday convenience. You'll also appreciate the added storage provided by two outbuildings, one of which is equipped with electricity. Whether you're searching for your first home or simply appreciate the character and craftsmanship of a home from another era, this Pelzer charmer is ready to welcome its next chapter. Schedule your showing today!
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Our Executive Mortgage Banker:
$165,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $132,000 | $132,000 | $132,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.436% | 6.603% | 5.952% |
| Monthly Tax Payment | $49 | $49 | $49 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $802 | $833 | $1,096 |
| Total Monthly Payment | $926 | $957 | $1,220 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.