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Enjoy stunning pond views and exceptional indoor-outdoor living in this beautifully maintained 5-bedroom, 4. 5-bath Woodward floor plan located in the highly desirable Oakfield community on Johns Island. Thoughtfully designed for both everyday comfort and entertaining, this spacious home features a dedicated office, welcoming sitting room, main-level guest suite with private bath, and an open-concept living area centered around a well-appointed kitchen. The light-filled Carolina room extends the living space and overlooks the fully fenced backyard, where a bluestone patio, newly installed sod, upgraded irrigation system, and peaceful water views create the perfect setting for relaxing or gathering with family and friends. Engineered hardwood flooring, a gas fireplace, garage ceiling storage, and an extended brick driveway add both style and functionality throughout the home. Upstairs, generous bedroom spaces and flexible living areas provide room to grow, work, and unwind. Situated on a quiet, low-traffic street, this premium homesite offers a rare combination of privacy, water views, and convenience. Located just minutes from local dining, shopping, parks, and a short drive to downtown Charleston and the area's beaches, this home offers the best of Lowcountry living in one of Johns Island's most sought-after neighborhoods.
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Our Executive Mortgage Banker:
$945,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $756,000 | $756,000 | $756,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.251% | 6.121% | 6.183% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,412 | $4,533 | $6,380 |
| Total Monthly Payment | $4,504 | $4,625 | $6,472 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.