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It starts with a boat ride. As the shoreline slowly fades behind you, the waterways of the Lowcountry begin to open up. The crowds disappear. The noise disappears. The pace of life changes. Marsh grass stretches endlessly toward the horizon, dolphins surface in the distance, and for a moment it feels as though you've traveled back to a version of the South Carolina coast that no longer exists. Then South Fenwick Island appears.
Tucked deep within the protected waters of the ACE Basin, one of the largest undeveloped estuaries on the East Coast, this extraordinary 8. 5-acre private island retreat offers something that has become almost impossible to find: complete privacy, true deepwater access, and a connection to nature that remains entirely untouched by development. . . The feeling is immediate. You arrive at your private dock as the Ashepoo River rolls quietly past. Boats drift along the Intracoastal in the distance. The breeze carries the scent of saltwater and marsh. There are no traffic sounds, no neighboring homes crowding your view, and no future development planned to change what surrounds you. Just water, sky, and thousands of acres of protected landscape that will remain exactly as nature intended. This is more than a second home. It is an escape. A place where mornings begin with coffee on the porch as the first light spills across the marshes. Afternoons are spent boating through the ACE Basin, fishing some of the most productive waters on the East Coast, exploring untouched coastlines, or simply doing nothing at all. And each evening, the day ends with a front-row seat to the sunset as the sun slowly disappears beyond the Ashepoo River, painting the sky with colors that feel almost impossible to believe.
At the center of the property sits a charming all-wood island cabin, thoughtfully designed to complement its surroundings rather than compete with them. Warm ship-lap pine walls, soaring ceilings, natural wood finishes, and expansive covered porches create an atmosphere that feels authentic, comfortable, and timeless. Every room serves as a reminder that the true luxury here is not found inside the home, but in everything that surrounds it. While the setting feels wonderfully remote, the property is equipped with the conveniences necessary for modern living. State-of-the-art solar technology, climate control, internet connectivity, private water systems, and backup power allow you to remain as connected or disconnected from the world as you choose. It is a rare balance of simplicity and comfort, where modern infrastructure quietly supports an experience rooted in nature.
What makes South Fenwick Island truly special, however, is what it represents. In a world where waterfront privacy is becoming increasingly scarce, opportunities like this are disappearing. Protected by conservation lands and surrounded by some of the most pristine waters on the East Coast, the views enjoyed today will be the same views enjoyed decades from now. There are no towers rising in the distance, no neighboring developments waiting to be built, and no risk of losing the character that makes this place so extraordinary.
The property's four adjoining parcels create an opportunity that extends far beyond today's enjoyment. Whether envisioned as a private family retreat, a sporting estate, a future compound, or a long-term legacy investment, the flexibility and rarity of the offering are difficult to overstate.
Some properties are measured by square footage. Others by location. South Fenwick Island is measured by something far more valuable: the feeling it creates. The feeling of having escaped. The feeling of owning a place few people will ever experience. The feeling of knowing that while the rest of the world continues to change, this extraordinary corner of the Lowcountry remains exactly as it has for generations. This is not simply an island property. It is a private world of your own.
This information is deemed reliable, but not guaranteed. Neither the Lowcountry Regional MLS, nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is for use by its members and is not intended for use for any other purpose. Source: LowCountry Regional MLS
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,200,000 | $1,200,000 | $1,200,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.263% | 6.121% | 6.183% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,003 | $7,195 | $10,126 |
| Total Monthly Payment | $7,128 | $7,320 | $10,251 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.