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Beautiful and newly renovated. . . this two-bedroom, two-full-bathroom condo offers over 1, 200 square feet of well-designed living space suited for a range of lifestyles, from first-time buyers to those looking to simplify without sacrificing quality. Filled with natural sunlight and updated appliances including a brand-new refrigerator, and a kitchen with enough space for a small dinette. Enjoy a bonus room ideal for a home office, studio, or guest space; it offers sliders out to a private terrace, creating an easy indoor-outdoor flow for relaxing or entertaining. In-unit washer and dryer for added convenience. A private one-car garage with direct keyed access to the shared basement - no walking in the rain from your car or with groceries. Shared basement offers valuable storage for larger items like bikes or strollers, and an additional private locked storage unit in the building offers even more room. Plenty of unassigned parking is available for residents and guests. Set within a welcoming, pet-friendly community, residents enjoy access to a pool and shared amenities that enhance daily living. Located in the Hudson Valley, this home places you close to local shops, farmers markets, hiking trails, and waterfront dining, with easy access to New York City. This is a property that combines practical features with a location that supports both relaxation and an active lifestyle. Renting is allowed after three years of ownership.
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Our Executive Mortgage Banker:
$370,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $296,000 | $296,000 | $296,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $989 | $989 | $989 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,773 | $1,869 | $2,458 |
| Total Monthly Payment | $2,837 | $2,933 | $3,522 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.