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Set against nearly an acre of pristine waterfront in the exclusive gated community of Lake Toscana, this exceptional 2021-built Montalto model offers the perfect blend of luxury, privacy, and smart modern upgrades. Situated on . 94 acres with an impressive 287 feet of southern-facing water frontage, this meticulously maintained home delivers over 3, 055 square feet of thoughtfully designed living space, complete with a screened saltwater pool and countless high-end improvements. A long 200-foot extended driveway welcomes you home, leading to stunning custom double glass front doors that make an unforgettable first impression. Inside, you’ll find soaring tray ceilings, crown molding, porcelain tile throughout, hurricane-impact windows, and an open-concept floorplan designed for both everyday living and effortless entertaining. At the center of the home is a chef-inspired kitchen featuring dual oversized islands, Quantum quartz countertops, solid maple cabinetry with pull-outs, under-cabinet lighting, glass and natural stone backsplash, coffee bar, walk-in pantry, wall oven and microwave, and a newly installed 5-burner gas cooktop (2025). The spacious great room flows seamlessly to the outdoor living space through expansive sliding glass doors, creating the ideal indoor-outdoor lifestyle. The split-bedroom layout provides privacy for all, with a luxurious owner’s suite featuring tray ceilings, oversized windows overlooking the water, a spa-inspired bathroom with soaking tub, dual vanities, an open walk-in shower, water closet, linen storage, and an oversized walk-in closet. Additional flex spaces include a private office and media room, offering versatility for work, relaxation, or entertaining. Step outside into your private backyard retreat where the screened saltwater pool overlooks peaceful water views. The pool enclosure was fully rescreened in 2025 with upgraded material, and the back patio was extended with pavers to create an even larger entertainment space. Additional exterior enhancements include professionally sealed pavers with new polymeric sand (2025), new concrete curbing and decorative landscaping rock (2025), underground gutter drainage, and premium Volt landscape lighting. This home is packed with valuable upgrades and major improvements, including: • New architectural shingle roof (2025)• Paid-off solar panel system installed in 2025 with electric bills averaging only $14/month • Professional exterior painting completed March 2025 using Sherwin-Williams Loxon XP paint• New septic tank pump (2025)• New lift station pump (2025)• Extended driveway for additional parking• Custom CHI foam-insulated garage doors with tinted glass inserts• Polyaspartic-coated garage floors• New Samsung Bespoke glass-front refrigerator (2025)• Additional LP gas hookup for future outdoor kitchen, firepit, or grill• Micro-Air EasyStart Flex A/C soft starter for improved HVAC efficiency and smoother startup performance• Additional premium features include a 24kW Generac generator, Carrier 15 SEER HVAC, foam attic insulation, whole-home water softener system, reverse osmosis system, and Pentair pool automation. With nearly every major improvement already completed, this home offers peace of mind, energy efficiency, and luxury living at its finest. Tucked away in one of Tampa Bay’s most unique conservation communities, yet conveniently located near shopping, dining, top-rated schools, and easy access to Tampa, St. Pete, and Sarasota.
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Our Executive Mortgage Banker:
Our Insurance Division:
$895,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $716,000 | $716,000 | $716,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.251% | 6.086% | 6.183% |
| Monthly Tax Payment | $614 | $614 | $614 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,178 | $4,293 | $6,042 |
| Total Monthly Payment | $4,884 | $4,999 | $6,748 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.